Smart Money People Logo

RCI Bank: Fixed Term Savings Account reviews

4.88
Based on 2,929 reviews, last reviewed 31st Jan 2026
41700% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
9%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Pentalar On line account easy to navigate Reviewed on: 31st January 2026
Gary M's avatar
Gary M

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025
John G's avatar
John G

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

RCI Bank Fixed Term Savings Account reviews (2929)

Review of the RCI Bank, Fixed Term Savings Account:

Good rates

4
Good interest rates. Helpful staff. Reviewed on: 12th March 2025

An safe investment with peace of mind.

5
A safe investment with a reasonable return for retired people looking to improve their income. Reviewed on: 29th January 2026

I have been extremely impressed with RCI savings pro...

5
I have been extremely impressed with RCI savings products Reviewed on: 29th January 2026

Easy access and great interest rates.

5
Easy access and great interest rates. Website quick and uncomplicated Reviewed on: 29th January 2026

Easy & good interest rates

5
Easy to apply. Best rates of interest at the time and interest paid monthly. Reviewed on: 29th January 2026

effortless unlike some banks

5
Amazing service easy to use the interface is so easy to use unlike some banks whereas so confusing Reviewed on: 29th January 2026

So easy to set up - info is to hand instantly - comm...

5
So easy to set up - info is to hand instantly - communication with bank is easy Reviewed on: 29th January 2026

Great service - easy to use app.

5
Great service - easy to use app. Customer care is excellent Reviewed on: 29th January 2026

RCI Bank

5
My experience was good. It was easy to navigate around the web site and choose the product i wanted. application was straight forward and i received clear communication from RCI. They also keep me updated with any financial developments. Reviewed on: 29th January 2026

No problems

5
I have always found it easy to open and manage my account online. Reviewed on: 29th January 2026

Two year fixed bond account.

5
I am currently saving my money in a fixed two year bond with RCI.Not only is the rate very competitive but I have found the customer service and general communication to be outstanding. Reviewed on: 29th January 2026

Do you have a different RCI Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from RCI Bank?

  • Freedom Savings Account

    from RCI Bank 4.88 from 8603 reviews
    RCI Bank
  • 95 Day Notice Account

    from RCI Bank 4.87 from 635 reviews
    RCI Bank
  • E-Volve Savings Notice Account

    from RCI Bank 4.86 from 214 reviews
    RCI Bank
    View all products