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RCI Bank: Fixed Term Savings Account reviews

4.88
Based on 3,152 reviews, last reviewed 12th Mar 2026
62600% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
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9%
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Latest highest rating:

5

Great savings rate, easy to open the account, App is... Great savings rate, easy to open the account, App is easy to use and good ongoing communications. Reviewed on: 12th March 2026
Annette Young's avatar
Annette Young

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025
John G's avatar
John G

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

RCI Bank Fixed Term Savings Account reviews (3152)

Review of the RCI Bank, Fixed Term Savings Account:

app extremely easy to use

5
Good value, app extremely easy to use and interest paid monthly. Reviewed on: 28th February 2025

A Great Bank!

5
I have had accounts with RCI for several years, and have always been impressed with the service offered and the interest rates for all accounts. Great Bank! Reviewed on: 9th April 2025

..Just Brilliant

5
I have held an RCI Savings Account for a number of years because they are a Good bank Reviewed on: 9th April 2025

A customer friendly Bank.

5
From the moment I applied for an account with RCI Bank everything has run smoothly and I am very satisfied with the whole process - so far. Everything that i needed to know was set out in a straightforward and easy to understand format. Reviewed on: 9th April 2025

Opened a fixed term saver easily

4
Opened a fixed term saver easily Reviewed on: 9th April 2025

Great service.

5
All good for me. Good rates, good service. Reviewed on: 9th April 2025

RCI are efficient and easy to deal with.

5
RCI are efficient and easy to deal with. Reviewed on: 9th April 2025

Was so quick and easy to set up.

5
Was so quick and easy to set up. All terms were clearly set out and everything that was required from myself was clear meaning that thre was no surprises during the process. Reviewed on: 9th April 2025

Recommended for fixed rate savings

5
Competitive rates with fast transfers in and out. Reviewed on: 9th April 2025

Happy customer

5
Easy to use app, regular updates and alerts. Happy with interest rates on my accounts. Reviewed on: 9th April 2025

Great rates, easy website, perfect !

5
Great rates, easy website, perfect ! Reviewed on: 9th April 2025