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RCI Bank: Fixed Term Savings Account reviews

4.88
Based on 3,028 reviews, last reviewed 16th Feb 2026
51300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
9%
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0%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

Easy to open and reliable returns. Easy to open and reliable returns. First class service from an excellent investment company Reviewed on: 16th February 2026
Brian M's avatar
Brian M

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025
John G's avatar
John G

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed Term Savings Account reviews (3028)

Great Fixed Rate Savings Account.

5
Had a great experience with my fixed rate savings account, with my interest paid monthly, on time into my bank account. Reviewed on: 22nd March 2025

Very happy with the ease of opening, the ease of usi...

5
Very happy with the ease of opening, the ease of using the app, the trust I feel with RCI, and the brand in general. Reviewed on: 22nd March 2025

Fair & honest bank.

5
Fair & honest bank. My interest is on time every month unlike other providers who hold on to it. Great rates and good product offerings to choose from. Reviewed on: 22nd March 2025

.up your rates.

5
A good 5 year rate at the time. I do hope you continue to to offer a good 5 year rate. You should also increase you cash ISA rates to make them competitive. Reviewed on: 22nd March 2025

Outstanding

5
I have bet. With RCI Bank for a long time any there customer service is excellent Reviewed on: 22nd March 2025

No problems with RCI, stra forward online banking

5
No problems with RCI, straight forward online banking Reviewed on: 22nd March 2025

Very easy process with no hassle!

5
Very easy process with no hassle! Reviewed on: 22nd March 2025

Great experience.

5
Great experience. Always trustworthy, helpful and reliable Reviewed on: 22nd March 2025

One of the Best

5
Reilabe and efficient savings provider Reviewed on: 22nd March 2025

Great products and customer service

5
Great products and customer service Reviewed on: 22nd March 2025

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