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RCI Bank: Fixed Term Savings Account reviews

4.89
Based on 3,962 reviews, last reviewed 29th Apr 2026
120% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
8%
See only 3 star reviews
0%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

All good , easy to use and competitive in the market. All good , easy to use and competitive in the market. Reviewed on: 29th April 2026
Jill Dwyer's avatar
Jill Dwyer

Latest lowest rating:

1

I've been banking woth RCI Bank for a number of year... I've been banking woth RCI Bank for a number of years, investing in different accounts they provide. Ive found there banking system safe easy to use. ... Read more Reviewed on: 17th April 2026
Brian H's avatar
Brian H

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed Term Savings Account reviews (3962)

Good rates and good service

5
Competitive rates, a good choice of terms available and all with clear terms and conditions. Reviewed on: 14th April 2025

Always great service and good rates

5
Always great service and good rates Reviewed on: 14th April 2025

Easy to deposit and withdraw.

5
Easy to deposit and withdraw. So fast Reviewed on: 14th April 2025

Efficient and easy to use with no hassles.

5
Efficient and easy to use with no hassles. They do not bombard you with emails! Reviewed on: 14th April 2025

I think RCi bank is great

5
I’ve been with RCi for a few years now, having various accounts, I have been really happy with the rates offered, the customer service and I love the app Reviewed on: 14th April 2025

Secure nest egg

5
Have a small amount of savings with RCI Bank, pays a good return. Staff are extremely kind and helpful. They keep me informed of all aspects regarding my account. Reviewed on: 14th April 2025

Supportive, productive and efficient

5
I've had peace of mind with RCI thanks to every interaction being supportive, productive and efficiently handled. Reviewed on: 14th April 2025

On-line banking app easy to use and quick and effici...

5
On-line banking app easy to use and quick and efficient service thereafter. Regular updates are useful. Reviewed on: 14th April 2025

Many account options.

5
Many account options. They have good interest rates. and quick and easy to deal with. Reviewed on: 14th April 2025

Very satisfactory and excellent customer service

5
Very satisfactory and excellent customer service Reviewed on: 14th April 2025

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