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RCI Bank: Fixed Term Savings Account reviews

Name: Fixed Term Savings Account
Rating: 4.89 (3463 reviews)

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4.89

Based on 3,463 reviews, last reviewed 14th Mar 2026

91600% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

Everything is running smoothly. Everything is running smoothly.No problems Reviewed on: 14th March 2026

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025

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About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

RCI Bank Fixed Term Savings Account reviews (3463)

Review of the RCI Bank, Fixed Term Savings Account:

app extremely easy to use

Good value, app extremely easy to use and interest paid monthly. Reviewed on: 28th February 2025

Excellent website

Easy to use website and quick responses Reviewed on: 9th April 2025

market leading interest rates

Great market leading interest rates: good admin and easy to use App. Reviewed on: 9th April 2025

Good rates and excellent customer service.

RCI rates are relatively good compared with other providers. They also have excellent customer services. A fast response time coupled with a polite and knowledgeable staff. Reviewed on: 9th April 2025

Really simple, hassle free platform.

Really simple, hassle free platform. Great rates. Reviewed on: 9th April 2025

Great communication with very competitive interest r...

Great communication with very competitive interest rates. Wide selection of accounts. Reviewed on: 9th April 2025

Good on-line security and efficient communication

On-line security is good and logging on is an efficient and careful process. Communication regarding the state of account and changes in interest rate re communicated clearly and in a timely manner. Rates are favourably pitched to help saving. Reviewed on: 9th April 2025

Clear and Simple

It is easy to find what accounts are available on the RCI website and their savings rates are always competitive. I moved money from another account to invest in the Fixed Term Savings Account and the process was very straightforward. The only reason I didn't give them a top rating for "would you recommend to a friend?" is that I am not the sort of person to make financial recommendations to my friends! Reviewed on: 9th April 2025

Great investment, easy online banking.

Great investment, easy online banking. Reviewed on: 9th April 2025

So easy to open my account online.

So easy to open my account online. Very good interest rate. Reviewed on: 9th April 2025

No problem Banking good interest rates

No problem Banking good interest rates Reviewed on: 9th April 2025

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