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RCI Bank: Fixed Term Savings Account reviews

4.89
Based on 3,463 reviews, last reviewed 14th Mar 2026
91600% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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Latest highest rating:

5

Everything is running smoothly. Everything is running smoothly.No problems Reviewed on: 14th March 2026
Lew Fink's avatar
Lew Fink

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025
John G's avatar
John G

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

RCI Bank Fixed Term Savings Account reviews (3463)

Review of the RCI Bank, Fixed Term Savings Account:

app extremely easy to use

5
Good value, app extremely easy to use and interest paid monthly. Reviewed on: 28th February 2025

Good customer service and very easy use on line or a...

5
Good customer service and very easy use on line or app banking. Reviewed on: 9th April 2025

Excellent interest rates

5
Excellent interest rates and very good website and service. Reviewed on: 9th April 2025

App is excellent.

5
App is excellent. Transactions carried out in a timely manner. Good interest rates. Reviewed on: 9th April 2025

They handle my accounts perfectly

5
They handle my accounts perfectly Reviewed on: 9th April 2025

Savings rates

5
Good level of interest rates. Would advise others to use service. Reviewed on: 9th April 2025

Easy app.

5
Competitive interest rates and good customer service. Reviewed on: 9th April 2025

straightforward website to use.

4
straightforward website to use. when I've mistyped my password then retyped correctly it still hasn't recognised the correct version. But I think that's a security feature which is probably a good thing. Reviewed on: 9th April 2025

All positive, easy to use app and site, good rates

5
All positive, easy to use app and site, good rates Reviewed on: 9th April 2025

A great bank

5
Very smooth banking experience with lots of different savings options and good rates Reviewed on: 9th April 2025

Helpful and responsive

5
I have 2 accounts with the bankk and have found them helpful, responsive and good value. Reviewed on: 9th April 2025

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