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RCI Bank: Fixed Term Savings Account reviews

4.89
Based on 3,466 reviews, last reviewed 15th Mar 2026
91900% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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9%
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Latest highest rating:

5

I find the products competitive,service is excellent... I find the products competitive,service is excellent and everything is explained in plain English. Reviewed on: 15th March 2026
michael ludgate's avatar
michael ludgate

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025
John G's avatar
John G

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

RCI Bank Fixed Term Savings Account reviews (3466)

Review of the RCI Bank, Fixed Term Savings Account:

app extremely easy to use

5
Good value, app extremely easy to use and interest paid monthly. Reviewed on: 28th February 2025

All positive, easy to use app and site, good rates

5
All positive, easy to use app and site, good rates Reviewed on: 9th April 2025

A great bank

5
Very smooth banking experience with lots of different savings options and good rates Reviewed on: 9th April 2025

Helpful and responsive

5
I have 2 accounts with the bankk and have found them helpful, responsive and good value. Reviewed on: 9th April 2025

Good when it's about my money.

5
Good when it's about my money. As an old fossil who doesn't use Smart Phones and iPhones, Facebook or other social media platforms, I am excluded from the prize draws. Reviewed on: 9th April 2025

Very Easy To Do Business With

5
The end to end process for setting up and managing accounts appears so seamless. I have recommended RCI to others who are no very computer literate and they have managed to navigate their way through setting up an account and investing. Reviewed on: 9th April 2025

Veey well organised bank and friendly staff

5
Veey well organised bank and friendly staff Reviewed on: 9th April 2025

All straightforward and easy to understand and set up

5
All straightforward and easy to understand and set up Reviewed on: 9th April 2025

Good rates and unproblematic service.

5
I like they are just as auick to put up as they are to cut interest rates. There rate has been consistently one of best available from what I can see. I have had few reasons to contact customer services as so far I have no problems wirh my accounts. Reviewed on: 9th April 2025

Friendly and uncomplicated to use.

5
Easy access, smooth procedures, friendly service. Reviewed on: 9th April 2025

Excellent communication and saving rates

5
Excellent communication and saving rates Reviewed on: 9th April 2025

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