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RCI Bank: Fixed Term Savings Account reviews

4.89
Based on 3,470 reviews, last reviewed 15th Mar 2026
92300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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9%
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Latest highest rating:

5

RCI Bank makes it clear about the accounts and keep... RCI Bank makes it clear about the accounts and keep me informed of any changes Reviewed on: 15th March 2026
Gary C's avatar
Gary C

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025
John G's avatar
John G

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

RCI Bank Fixed Term Savings Account reviews (3470)

Review of the RCI Bank, Fixed Term Savings Account:

app extremely easy to use

5
Good value, app extremely easy to use and interest paid monthly. Reviewed on: 28th February 2025

Easy to use banking

5
Easy to use banking. Simple and effective. As an online banker, you don't need anything more than this. Good customer service and someone ready to answer your questions within a short timeframe. Very pleased. Reviewed on: 9th April 2025

RCI is on my team

5
My previous bank was forever on their side. They seemed to offer me very little in return for me depositing money with them. RCI all change, it feels like they are batting for me!! my best move ever. Reviewed on: 9th April 2025

That rainy day fund

5
Great for medium term savings although it is better to have interest paid yearly instead of at the end of the term Reviewed on: 9th April 2025

Simple to use and easy to view on the app with compe...

5
Simple to use and easy to view on the app with competitive rates Reviewed on: 9th April 2025

Easy to use app and web site and good interest...

5
Easy to use app and web site and good interest rates Reviewed on: 9th April 2025

Good rates of interest and excellent communication

5
Good rates of interest and excellent communication Reviewed on: 9th April 2025

Very easy to deal with and offer good value products.

5
Very easy to deal with and offer good value products. Reviewed on: 9th April 2025

I been using RCI for three years and find that...

5
I have been using RCI for three years and find that they are very easy to deal with Reviewed on: 9th April 2025

Very happy with all aspects concerning my fixed rate...

5
Very happy with all aspects concerning my fixed rate bond. Am regularly kept updated with all new offers. Reviewed on: 9th April 2025

Excellent Bank! .

5
RCI Bank keeps me updated on a regular basis regarding all aspects of their business, accounts, rates etc. They are very helpful and easy to reach by phone or internet. I would highly recommend them. Reviewed on: 9th April 2025

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