Smart Money People Logo

RCI Bank: Fixed Term Savings Account reviews

4.89
Based on 3,545 reviews, last reviewed 21st Mar 2026
99400% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
9%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Recommended and have Recommended Really easy to get in touch and when I messed up my account by creating two in error, they were patient in helping me sort it promptly Reviewed on: 21st March 2026
Alison H's avatar
Alison H

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025
John G's avatar
John G

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

RCI Bank Fixed Term Savings Account reviews (3545)

Review of the RCI Bank, Fixed Term Savings Account:

app extremely easy to use

5
Good value, app extremely easy to use and interest paid monthly. Reviewed on: 28th February 2025

Straightforward, great interest rate

5
Easy, straightforward savings account with great interest rate- simple Reviewed on: 11th March 2025

Excellent customer service!.

5
Excellent customer service when I needed some help. Reviewed on: 11th March 2025

Very easy setting up the account and funding it.

5
Very easy setting up the account and funding it. Also very easy to contact and speak to a real person to confirm funds received Reviewed on: 11th March 2025

Great bank

5
Easy banking with no worries. Would reccomend. Reviewed on: 11th March 2025

good place to dump a bit of money

5
good place to dump a bit of money Reviewed on: 11th March 2025

I opened a fixed terms bond paying monthly interest...

5
I opened a fixed terms bond paying monthly interest 5 years ago, the opening process was simple & straight forward & the bond performed faultlessly. I have just done the renewal process which was equally easy & with a very good fixed interest rate Reviewed on: 11th March 2025

Great bank

5
Great, been easy, no problems . Kept informed of any changes. Very good customer service. Reviewed on: 11th March 2025

Top bank online account with good interest rates

5
Top bank online account with good interest rates, good app and customer support. Reviewed on: 11th March 2025

Pleased with the communication Kept informed

4
Pleased with the communication. Online is easy Reviewed on: 11th March 2025

Good fixed rate offered

5
Easy to deal with. A competitive rate of interest offered Reviewed on: 11th March 2025

Do you have a different RCI Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from RCI Bank?

  • Freedom Savings Account

    from RCI Bank 4.89 from 10624 reviews
    RCI Bank
  • 95 Day Notice Account

    from RCI Bank 4.88 from 837 reviews
    RCI Bank
  • E-Volve Savings Notice Account

    from RCI Bank 4.87 from 266 reviews
    RCI Bank
    View all products