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RCI Bank: Fixed Term Savings Account reviews

4.89
Based on 3,962 reviews, last reviewed 29th Apr 2026
72% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
8%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

All good , easy to use and competitive in the market. All good , easy to use and competitive in the market. Reviewed on: 29th April 2026
Jill Dwyer's avatar
Jill Dwyer

Latest lowest rating:

1

I've been banking woth RCI Bank for a number of year... I've been banking woth RCI Bank for a number of years, investing in different accounts they provide. Ive found there banking system safe easy to use. ... Read more Reviewed on: 17th April 2026
Brian H's avatar
Brian H

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed Term Savings Account reviews (3962)

5 year investment plan

5
I have a 5 year investment which pays on an annual basis and all has been as expected Reviewed on: 21st March 2025

Improvement

4
There is always room for improvement. Reviewed on: 21st March 2025

Replies to question

5
RCI always reply and promptly with staff thay can answer the query. Reviewed on: 21st March 2025

As described.

5
Was exactly as described so I am happy with it overall. Reviewed on: 21st March 2025

Good product, good service.

5
Good product, good service. Highly recommended Reviewed on: 21st March 2025

Competitive rates of interest.

5
Competitive rates of interest. Easy to operate on line. Reviewed on: 21st March 2025

Excellent service provided.

5
Excellent service provided. I would definitely recommend this bank Reviewed on: 21st March 2025

Fantastic customer care.

5
Fantastic customer care. User freindly portal make it easy to manage your money Reviewed on: 21st March 2025

I feel they are giving me an excellent interest rate...

5
I feel they are giving me an excellent interest rate on my savings. Not just for me but my families savings too. Reviewed on: 21st March 2025

Give answers to enquiries promptly and include the r...

5
Give answers to enquiries promptly and include the right amount of information. Reviewed on: 21st March 2025

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