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RCI Bank: Fixed Term Savings Account reviews

4.89
Based on 3,546 reviews, last reviewed 22nd Mar 2026
99500% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
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9%
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1%

Latest highest rating:

5

Easy to open and very helpfull advisor Easy to open and very helpfull advisor Reviewed on: 22nd March 2026
Nigel R's avatar
Nigel R

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025
John G's avatar
John G

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed Term Savings Account reviews (3546)

An easy to use website, and very competitive interes...

5
An easy to use website, and very competitive interest rates. I have not had need to contact the bank directly so cannot comment on helpfulness of staff and customer service.. Reviewed on: 11th March 2025

Excellent all round

5
Excellent service, very competitive rates, smooth transactions Reviewed on: 11th March 2025

A simple fixed term savings account that suited my n...

4
A simple fixed term savings account that suited my needs Reviewed on: 11th March 2025

Simple savings accounts

5
Web site easy to navigate and system for account entry seems secure. Once account accessed information regarding transactions clear and easy to follow, On the few occasions have telephoned to speak with staff they have seemed knowledgeable and very helpful and all enquiries resolved on the one call Reviewed on: 11th March 2025

Excellent Banking Company

5
The website is very easy to understand and to navigate. I've not had to contact customer support so unable to comment on that aspect. Reviewed on: 11th March 2025

no nonsense service with excellent results.

5
no nonsense service with excellent results. Well done and keep it up Reviewed on: 11th March 2025

My RCI Experience

5
I found the whole process of investing my money very straightforward and I’m really happy with the return I am receiving. Reviewed on: 11th March 2025

Easy and efficient RCI

5
Great quick response and service every time I added and withdrawn fund from my savings. The rates are reasonable .. Reviewed on: 11th March 2025

Good rates and easy to set up.

5
Good rates and easy to set up. Helpful staff and the app is very good. Reviewed on: 11th March 2025

good customer service.

5
when i first opened my account with RCl i had trouble with my password i got intouch with customer service and the person i was talking to was very helpfull and guided me online with my account and sorted it out he was very patient as im very nervous,,,,i was quite impressed. Reviewed on: 11th March 2025

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