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RCI Bank: Fixed Term Savings Account reviews

4.89
Based on 3,962 reviews, last reviewed 29th Apr 2026
72% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
8%
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0%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

All good , easy to use and competitive in the market. All good , easy to use and competitive in the market. Reviewed on: 29th April 2026
Jill Dwyer's avatar
Jill Dwyer

Latest lowest rating:

1

I've been banking woth RCI Bank for a number of year... I've been banking woth RCI Bank for a number of years, investing in different accounts they provide. Ive found there banking system safe easy to use. ... Read more Reviewed on: 17th April 2026
Brian H's avatar
Brian H

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed Term Savings Account reviews (3962)

Works for me

5
Easy to open and access with internet access Reviewed on: 21st March 2025

Best Monthly Interest

5
Easy to open account online with minimum fuss. Also best 2 year monthly paid interest which suits better than yearly. Reviewed on: 21st March 2025

i had no problem dealing with the bank

5
i had no problem dealing with the bank Reviewed on: 21st March 2025

RCI is Banking Made Easy

5
The website is very easy to use & understand. I have never had a problem with any transactions within the RCI Bank. Reviewed on: 21st March 2025

Very straightforward,easy to operate the account.

5
Very straightforward,easy to operate the account.Efficient app which is easy to navigate. Email communication very good,. Competitive interest rates. Reviewed on: 21st March 2025

RCI is user friendly

5
RCI is simple to use. All the accounts are clear and the interest rate remains one of the best out. Reviewed on: 21st March 2025

Great service, great rates.

5
Great service, great rates. Had my account for ages and never had any issues. Reviewed on: 21st March 2025

Been with them years !

5
Been with them years ! Always excellent rates, nice web site, easy to deal with. Reviewed on: 21st March 2025

Phones are always answered quickly.

5
The website is easy to use. The staff are very friendly, helpful and knowledgeable and the accounts offered are good value. Reviewed on: 21st March 2025

Good bank

4
Easy to open and manage account. Interest rates could be higher Reviewed on: 21st March 2025

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