Smart Money People Logo

RCI Bank: Fixed term savings account reviews

4.89
Based on 3,962 reviews, last reviewed 29th Apr 2026
72% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
8%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

All good , easy to use and competitive in the market. All good , easy to use and competitive in the market. Reviewed on: 29th April 2026
Jill Dwyer's avatar
Jill Dwyer

Latest lowest rating:

1

I've been banking woth RCI Bank for a number of year... I've been banking woth RCI Bank for a number of years, investing in different accounts they provide. Ive found there banking system safe easy to use. ... Read more Reviewed on: 17th April 2026
Brian H's avatar
Brian H

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

Review RCI Bank: Fixed term savings account now

Help others make smarter decisions by sharing your own experience. Write a review

RCI Bank Fixed term savings account reviews (3962)

No problems.

5
No problems. Held the account for approximately a year Reviewed on: 20th March 2025

Very happy with the interest rate and kept well info...

5
Very happy with the interest rate and kept well informed. Reviewed on: 20th March 2025

Long standing customer .

5
Long standing customer . Have always been happy with contact I have made with the staff. Interest rates good too. Reviewed on: 20th March 2025

Fantastic bank which has a seamless app.

5
Fantastic bank which has a seamless app. Reviewed on: 20th March 2025

Good savings option

5
Easy access savings account, haven’t had any issues accessing my account at any time unlike other banks where systems go offline a lot. Reviewed on: 20th March 2025

Easy to understand snd process is clear to folloe

5
Easy to understand snd process is clear to folloe Reviewed on: 20th March 2025

Easy to use website and good returns

5
Easy to use website and good returns Reviewed on: 20th March 2025

Accessibility

5
The online account is very easy to use. The bank gives competitive rates Reviewed on: 20th March 2025

First class service very helpful staff and they do e...

5
First class service very helpful staff and they do exactly what they say Reviewed on: 20th March 2025

Good rate of interest on their 5 year bond.

4
Good rate of interest on their 5 year bond. Reviewed on: 20th March 2025

Do you have a different RCI Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from RCI Bank?

  • Freedom Savings Account

    from RCI Bank 4.90 from 11983 reviews
    RCI Bank
  • 95 Day Notice Account

    from RCI Bank 4.88 from 944 reviews
    RCI Bank
  • E-Volve Savings Notice Account

    from RCI Bank 4.88 from 316 reviews
    RCI Bank
    View all products