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RCI Bank: Fixed Term Savings Account reviews

Name: Fixed Term Savings Account
Rating: 4.89 (3548 reviews)

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4.89

Based on 3,548 reviews, last reviewed 23rd Mar 2026

99700% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

Have several accounts with RCI. Have several accounts with RCI. Found them easy to use and offer very competitive interest rates. On line banking easy to use. Reviewed on: 23rd March 2026

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025

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About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed Term Savings Account reviews (3548)

It was good for me.

Smooth account opening process. Clearly laid out website. Clear succinct communications. Reviewed on: 11th March 2025

Consistently offer best rates and best customer service

Fast & efficient service. Available to answer calls and any issues to successful conclusion. Always offer the best rates. All offerings made with complete information and T&Cs transparency Reviewed on: 11th March 2025

A professional and friendly service

A professional and friendly service with competitive interest rates Reviewed on: 11th March 2025

RCI fixed rate bond

I have a 5 year fixed rate bond with RCI bank offers an amazing rate and easy to use app. Also get updates through email which informes of any updates or changes.Definitely be using RCI in the future Reviewed on: 11th March 2025

I an a happy customer

I have saved so RCI for Number of years and have always received excellent returns Reviewed on: 11th March 2025

They keep you informed

This bank keeps you informed of changes, opening and closing times etc. but never becomes a nuisance. They offer a good savings rate on bonds and always pay interest on time. I have no complaints at all. Reviewed on: 11th March 2025

Highly recommend RCI Bank

Whilst I only have online experience of RCI bank, their systems are easy to use; account set up was efficient & the product is exactly what I wanted. All contact with the bank has been responded to quickly Reviewed on: 11th March 2025

An excellent bank

RCI bank have provided excellent service and and a very competitive interest rate. I have found the account easy to use and operate and have had no problems at all Reviewed on: 11th March 2025

You give me the best interest rate of all my bank ac...

You give me the best interest rate of all my bank accounts. Reviewed on: 11th March 2025

Hassel free online banking

Hassel free online banking - but there to speak with when needed. Reviewed on: 11th March 2025

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