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RCI Bank: Fixed term savings account reviews

4.89
Based on 3,962 reviews, last reviewed 29th Apr 2026
72% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
8%
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0%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

All good , easy to use and competitive in the market. All good , easy to use and competitive in the market. Reviewed on: 29th April 2026
Jill Dwyer's avatar
Jill Dwyer

Latest lowest rating:

1

I've been banking woth RCI Bank for a number of year... I've been banking woth RCI Bank for a number of years, investing in different accounts they provide. Ive found there banking system safe easy to use. ... Read more Reviewed on: 17th April 2026
Brian H's avatar
Brian H

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed term savings account reviews (3962)

The bank is always the first to increase interest ra...

5
The bank is always the first to increase interest rates on savings and also only decreases after the other have and considerably better rates Reviewed on: 13th March 2025

Keeps in touch.

5
Keeps in touch. When using online very easy. Reviewed on: 13th March 2025

So far so good and will carry on with my fixed rate...

5
So far so good and will carry on with my fixed rate account after the term end Reviewed on: 13th March 2025

Everything works with no hassle.

5
Everything works with no hassle. Reviewed on: 13th March 2025

Doing things the right way...

5
RCI have always offered a good rate of interest to savers but what also sets them apart is friendly, knowledgeable and easy to contact staff Reviewed on: 13th March 2025

Superb savings bank

5
Superb savings bank with great customer support Reviewed on: 13th March 2025

Good interest rate on a fixed term account.

4
Good interest rate on a fixed term account. I have not had to use customer service but the website is easty to use and clear Reviewed on: 13th March 2025

Good range of products & competitive interest rates.

5
Good range of products & competitive interest rates. Reviewed on: 13th March 2025

Great easy to operate account with good rates.

5
Great easy to operate account with good rates. Reviewed on: 13th March 2025

Excellent service

5
I was able to open the account I wanted online with no fuss. Anytime I have needed to speak to someone on the phone I have been able to straight away Reviewed on: 13th March 2025

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