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RCI Bank: Fixed term savings account reviews

4.89
Based on 3,962 reviews, last reviewed 29th Apr 2026
72% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
8%
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0%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

All good , easy to use and competitive in the market. All good , easy to use and competitive in the market. Reviewed on: 29th April 2026
Jill Dwyer's avatar
Jill Dwyer

Latest lowest rating:

1

I've been banking woth RCI Bank for a number of year... I've been banking woth RCI Bank for a number of years, investing in different accounts they provide. Ive found there banking system safe easy to use. ... Read more Reviewed on: 17th April 2026
Brian H's avatar
Brian H

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed term savings account reviews (3962)

Got a good two year fixed rate and get paid interest...

5
Got a good two year fixed rate and get paid interest monthly Reviewed on: 13th March 2025

good interest rate on 5yr bond,easy to open

5
good interest rate on 5yr bond,easy to open Reviewed on: 13th March 2025

Very good bank!

5
Very good bank, never had any problems, easy to use. Reviewed on: 13th March 2025

Easy to open account .

5
Account was easy to open and add funds to, also the app is a handy way to monitor it .. Reviewed on: 13th March 2025

Customer Services are very knowlegeable.

5
When contacting yourselves I have found customer services to be informative, knowledgeable and very polite. Nothing is too much trouble. This made me feel confident in investing with you in the right product for me. Reviewed on: 13th March 2025

I have had no issues to date and found my experience...

4
I have had no issues to date and found my experience very good in banking with them up to present. Reviewed on: 13th March 2025

Great customer service, very competitive rates on sa...

5
Great customer service, very competitive rates on savings, excellent communication Reviewed on: 13th March 2025

customer service, interest rates

5
Very good customer service, good interest rates Reviewed on: 12th March 2025

Great Company

5
Always kept informed about how my finances are doing. Great communication. East to use website for all your financial needs. Good plans for all budgets and pretty good returns considering the market place just now. I'd have no problem in highly recommending RCI. Reviewed on: 12th March 2025

Great easy to use online bank .

5
I’ve been very happy with the products and interest rates offered by RCI online banking is easy to use. Reviewed on: 12th March 2025

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