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RCI Bank: Fixed Term Savings Account reviews

View other RCI Bank products
4.88
Based on 2,842 reviews, last reviewed 29th Jan 2026
33600% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
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Latest highest rating:

5

Never had a problem, queries answered quickly over t... Never had a problem, queries answered quickly over the phone and less urgent answered promptly by email. Reviewed on: 29th January 2026
Sandra Aylward's avatar
Sandra Aylward

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025
John G's avatar
John G
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About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed Term Savings Account reviews (2842)

Very good online savings account.

5
Reasonable savings rate in these times. Easy to use online. Pays interest monthly. Overall very pleased with the service. Reviewed on: 17th January 2022
Rob Barnish's avatar
Rob Barnish

Easy to deal with and great interest rates

5
Unlike some RCI has simple but effective processes for new investors and when I invested they were leading the way on interest rates. Reviewed on: 17th January 2022
Hugh Billot's avatar
Hugh Billot

Highly recommended

5
Extremly easy process and clear advice - safe and decent return Reviewed on: 17th January 2022
Frederic Lacuha's avatar
Frederic Lacuha

Excellent in all respects.

5
Always a pleasure to deal with in a professional manner. Reviewed on: 17th January 2022
David Lee's avatar
David Lee

Satisfied customer

4
Very happy with service and easy access to banking via online banking Reviewed on: 17th January 2022
Hazel Woodcock's avatar
Hazel Woodcock

Good bank for yoursavings

5
Got a good rate on my 2 year bond which was good when market rates were going down Reviewed on: 17th January 2022
Solly Saul's avatar
Solly Saul

Saver bank of the year

5
Simple , no-nonsense bank and good saving rates . Reviewed on: 17th January 2022
Edmund Wilkins's avatar
Edmund Wilkins

Excellent bank

5
Really easy to use website and decent rate of interest. Would highly recommend. Reviewed on: 17th January 2022
Sophmeg's avatar
Sophmeg

Best fixed term rates.

5
I get the best fix term rates with RCI and I find them very professional and courteous in my dealings with them. Reviewed on: 17th January 2022
Leslie Gorvy's avatar
Leslie Gorvy

High interest ,reliable execution

5
Just before interest rates hiked,i managed to park some money with RCI's fixed rate saver. Interest,tracking,withdrawals all proceeded as expected. Reviewed on: 17th January 2022
Tom's avatar
Tom

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