Smart Money People Logo
Go to business site
Share this page
Link copied

RCI Bank: Fixed Term Savings Account reviews

View other RCI Bank products
4.88
Based on 2,842 reviews, last reviewed 29th Jan 2026
33600% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
9%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Never had a problem, queries answered quickly over t... Never had a problem, queries answered quickly over the phone and less urgent answered promptly by email. Reviewed on: 29th January 2026
Sandra Aylward's avatar
Sandra Aylward

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025
John G's avatar
John G
Visit provider site Read all reviews Write a review

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

Review RCI Bank: Fixed Term Savings Account now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

RCI Bank Fixed Term Savings Account reviews (2842)

Great rate

5
Offer great rates and an easy to use website for managing your investment Reviewed on: 17th January 2022
Marjorie Errington's avatar
Marjorie Errington

Great company to deal with

5
Great app and website, very easy to navigate and move money in and out. Interest rates competitive and adjusted regularly in line with the base rate. Reviewed on: 17th January 2022
Kevin Newport's avatar
Kevin Newport

My fixed savings account

5
Does exactly what it says on the tin. Gives me a fixed interest rate for a fixed amount of time. Reviewed on: 17th January 2022
Lee's avatar
Lee

Very pleased with RCI Bank

5
Very good always keep you informed app not to complicated Reviewed on: 17th January 2022
steven oatey's avatar
steven oatey

Interest rates

5
Competitive interest rates,easy to apply and very quick to set up. Have used RCI bank several times for different accounts. Reviewed on: 17th January 2022
Annette Langham's avatar
Annette Langham

GOOD BANK TO SAVE

5
The fixed term savings account I chose was easy to understand. The application process straight forward with competitive interest rates. Reviewed on: 17th January 2022
R from bham's avatar
R from bham

Easy set up

5
RCI prove to have one of most user friendly websites along with good products. Reviewed on: 17th January 2022
Neil Wilson's avatar
Neil Wilson

Easy, well constructed site, friendly people on the telephone

4
Needed to check one or two things - staff very helpful Reviewed on: 17th January 2022
David 's avatar
David

Good responsive company

5
RCI is an Excellent customer service Reviewed on: 17th January 2022
Alan Booth's avatar
Alan Booth

Easy and secure

5
I decided to invest a lump sum in RCI and have been really impressed with the ease and the service. The website and app are very straight forward and my interest has been good to date. Would definitely recommend. Reviewed on: 17th January 2022
Claire Cheetham's avatar
Claire Cheetham

Review RCI Bank: Fixed Term Savings Account now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill