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RCI Bank: Fixed term savings account reviews

4.89
Based on 3,962 reviews, last reviewed 29th Apr 2026
72% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
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8%
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0%
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0%
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1%

Latest highest rating:

5

All good , easy to use and competitive in the market. All good , easy to use and competitive in the market. Reviewed on: 29th April 2026
Jill Dwyer's avatar
Jill Dwyer

Latest lowest rating:

1

I've been banking woth RCI Bank for a number of year... I've been banking woth RCI Bank for a number of years, investing in different accounts they provide. Ive found there banking system safe easy to use. ... Read more Reviewed on: 17th April 2026
Brian H's avatar
Brian H

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed term savings account reviews (3962)

RCI Fixed Term Savings - no hassle, worry free inves...

5
RCI Fixed Term Savings - no hassle, worry free investment platform. Reassuring in an era of instability. Reviewed on: 12th March 2025

easy to open account online and good interest rate

5
easy to open account online and good interest rate Reviewed on: 12th March 2025

Simple to operate and best interest rate.

5
I found the account opening procedure much easier to use than all the other online banks that I use. The deciding factor was the best interest rate. I just wish I had more to invest at the time. I don't think that the latest fixed rate savings are quite so good. Reviewed on: 12th March 2025

Interest rates are more than competative

5
I've been with RCI for many years and found them to be excellent. Reviewed on: 12th March 2025

Easy to set up and access account

5
Easy to set up and access account. Customer service might be brilliant - not yet needed help. Reviewed on: 12th March 2025

Great interest rates & easy to invest!

5
Great interest rates & easy to invest! Reviewed on: 12th March 2025

Very easy to deal with; good rates.

5
Very easy to deal with; good rates. Reviewed on: 12th March 2025

Simple to use website interface.

5
Simple to use website interface. Reviewed on: 12th March 2025

Easy to use

5
Easy to use app good value, very simple I’ve had no issues Reviewed on: 12th March 2025

RCI Bank is a very competitive Bank.

5
RCI Bank is a very competitive Bank. A part of Renault Group I believe. Their interest rates and returns on savings and investments were pretty good. Their customer service was excellent and quite efficient. I had a two year fixed product with them earning a high margin of interest rate. Reviewed on: 12th March 2025

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