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RCI Bank: Fixed term savings account reviews

4.89
Based on 3,962 reviews, last reviewed 29th Apr 2026
72% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
8%
See only 3 star reviews
0%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

All good , easy to use and competitive in the market. All good , easy to use and competitive in the market. Reviewed on: 29th April 2026
Jill Dwyer's avatar
Jill Dwyer

Latest lowest rating:

1

I've been banking woth RCI Bank for a number of year... I've been banking woth RCI Bank for a number of years, investing in different accounts they provide. Ive found there banking system safe easy to use. ... Read more Reviewed on: 17th April 2026
Brian H's avatar
Brian H

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed term savings account reviews (3962)

It was excellent, a good service.

4
It was excellent, a good service. Reviewed on: 12th March 2025

Good rate

5
Very good two year fixed rate. Easy to sign up. Reviewed on: 12th March 2025

Easy to follow app which keeps you up to date with o...

5
Easy to follow app which keeps you up to date with outgoing and ongoing plus also it gives good fixed interest rates Reviewed on: 12th March 2025

Competitive interest rates and businesslike service.

5
Decent interest rate with any changes advised in reasonable time. Suitable and competitive products available. Clear and easy to use website. Right level of communications for me. I haven't had need to contact customer services so far so unable to comment. Reviewed on: 12th March 2025

Good communication

5
We have been kept informed and offered options with clear explanations allowing us to make informed choices. Reviewed on: 12th March 2025

Always good rates and easy website to use

5
Always good rates and easy website to use Reviewed on: 12th March 2025

Competitive rates, good communications

5
Competitive rates, good communications Reviewed on: 12th March 2025

Using my RCI account

5
Been with RCI for several years now. Rates are competitive and staff have always been helpful and responsive whenever I need to contact them. Reviewed on: 12th March 2025

RCI Savings

5
I use RCI for savings and has always been an easy, stress free process. Reviewed on: 12th March 2025

Safe and sound!

5
Easy to deal with and efficient in dealing with enquiries.Everything is set ou very clearly on RCI's website. Reviewed on: 12th March 2025

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