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RCI Bank: Fixed Term Savings Account reviews

Name: Fixed Term Savings Account
Rating: 4.89 (3548 reviews)

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4.89

Based on 3,548 reviews, last reviewed 23rd Mar 2026

99700% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

Have several accounts with RCI. Have several accounts with RCI. Found them easy to use and offer very competitive interest rates. On line banking easy to use. Reviewed on: 23rd March 2026

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025

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About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed Term Savings Account reviews (3548)

Opening online account is a breeze.

Opening online account is a breeze. Interest rates are very competitive and the app is simplistic and uncomplecated to use. Reviewed on: 11th March 2025

Good for Saving Account

I have had my saving with RCI Bank and they provided the best rates at the time. Reviewed on: 11th March 2025

A very good option for 'spare cash'

A very good option for 'spare cash' Reviewed on: 11th March 2025

Had no issues and easy to use.

Had no issues and easy to use.Transferes are usually quick. Reviewed on: 11th March 2025

Hassle-free Savings Accounts

Everything has run smoothly since I opened the savings account and I know my money is in safe hands Reviewed on: 11th March 2025

Web site easy to manage, regular updates by email.

Web site easy to manage, regular updates by email. Staff helpful and knowledgeable on the phone. Reviewed on: 11th March 2025

Very nice experience.

Very nice experience. No hassle or worries. Reviewed on: 11th March 2025

Good service when I have needed it.

Good service when I have needed it. Reviewed on: 11th March 2025

RCI have, or at least had some of the best medium te...

RCI have, or at least had some of the best medium term fixed rate bonds, by quite a large margin. Reviewed on: 11th March 2025

Used RCI for a while, easy to use, great experience.

Used RCI for a while, easy to use, great experience. App is slick. Reviewed on: 11th March 2025

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