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RCI Bank: Fixed term savings account reviews

Name: Fixed term savings account
Rating: 4.89 (3962 reviews)

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4.89

Based on 3,962 reviews, last reviewed 29th Apr 2026

72% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

All good , easy to use and competitive in the market. All good , easy to use and competitive in the market. Reviewed on: 29th April 2026

Latest lowest rating:

1

I've been banking woth RCI Bank for a number of year... I've been banking woth RCI Bank for a number of years, investing in different accounts they provide. Ive found there banking system safe easy to use. ... Read more Reviewed on: 17th April 2026

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About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed term savings account reviews (3962)

Polite and Helpful

Any time I have contacted them with a query their response has always been polite and very helpful, also online banking system is easy to use which is beneficial to older users who may not be too confident doing online transactions. Reviewed on: 12th March 2025

Very easy to deal with and often good value

Easy to deal with in managing accounts, often offer good value accounts, moving cash is now more efficient and timely. One of my go to companies when I've cash to save/invest. Would recommend Reviewed on: 12th March 2025

Good service.

Good service. Excellent communication Reviewed on: 12th March 2025

Excellent interest rates.

Excellent interest rates. Staff are very friendly and very knowledgeable. Reviewed on: 12th March 2025

Adequate-ish in an adequate kind of way - on the who...

Adequate-ish in an adequate kind of way - on the whole, there's only one word for it - adequate adequate adequate adequate adequate adequate adequate adequate adequate adequate adequate adequate adequate adequate adequate adequate adequate Reviewed on: 12th March 2025

It was easy to open an online savings account.

It was easy to open an online savings account. Interest rates were good. Easy access with the Freedom account should we need the money. Reviewed on: 12th March 2025

Good rates, excellent service.

Good rates, excellent service.Trustworthy bank Reviewed on: 12th March 2025

Good bank to save with excellent for online banking

Good bank to save with excellent for online banking Reviewed on: 12th March 2025

I have just the right amount of contact with RCI.

I have just the right amount of contact with RCI. I speak or write to them, when necesary and they are always helpful. Reviewed on: 12th March 2025

Savings Rates.

Good savings rates and easy access to accounts. Reviewed on: 12th March 2025

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