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RCI Bank: Fixed Term Savings Account reviews

4.88
Based on 2,903 reviews, last reviewed 30th Jan 2026
39200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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9%
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Latest highest rating:

5

Easy to invest, clear explanations and pay interest... Easy to invest, clear explanations and pay interest precisely when they say they will - perfect! Reviewed on: 30th January 2026
CALUM Y's avatar
CALUM Y

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025
John G's avatar
John G

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

RCI Bank Fixed Term Savings Account reviews (2903)

Review of the RCI Bank, Fixed Term Savings Account:

Excellent information on reinvestments

5
Excellent information when old fixed term ending and advice to reinvestment. This was easy to achieve and very satisfied with outcome Reviewed on: 21st March 2025

Great interest rate and faultless service if I need...

5
Great interest rate and faultless service if I need to contact anyone it’s super quick Reviewed on: 29th January 2026

Happy Saver!

5
Found applying easy to do with easy to understand instructions on what to do. Good rate of return and communications. Reviewed on: 29th January 2026

Great product and service.

5
Great product and service. Easy to access and market leading rates. Reviewed on: 29th January 2026

Fixed term savings

5
Have saved with them for a number of years now and rates have been competitive Reviewed on: 29th January 2026

A great on line banking experience

5
Clear and easy to use on line banking Reviewed on: 29th January 2026

Easy website.

5
Easy website. Helpful customer service. Trustworthy. Reviewed on: 29th January 2026

Great product, easy to use app, with options of diff...

5
Great product, easy to use app, with options of different accounts. Reviewed on: 29th January 2026

easy peasy

4
easy to use. Good rates. Helpful professional staff. Reviewed on: 29th January 2026

Excellent customer service and saving accounts.

5
Excellent customer service and saving accounts. Easy to use website Reviewed on: 29th January 2026

Great professional advice.

5
Great professional advice.Always responded to messages promptly. Reviewed on: 29th January 2026