Write a review

Go to business site

RCI Bank: Fixed Term Savings Account reviews

Name: Fixed Term Savings Account
Rating: 4.89 (3554 reviews)

View other RCI Bank products

4.89

Based on 3,554 reviews, last reviewed 26th Mar 2026

100200% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

90%

Latest highest rating:

4

Wonderful opportunities to save I have looked at RCI and what they offer and, although we have an account with RCI we haven't explored all our options. But what they offer is really ... Read more Reviewed on: 26th March 2026

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025

Visit provider site Read all reviews See your review

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

RCI Bank Fixed Term Savings Account reviews (3554)

Review of the RCI Bank, Fixed Term Savings Account:

app extremely easy to use

Good value, app extremely easy to use and interest paid monthly. Reviewed on: 28th February 2025

Simple navigation around webpages

I have two fixed term savings account and I'm really impressed how easy it is to navigate around the website. Reviewed on: 2nd March 2022

Fixed Rate Account

Fair and competitive rates. Simplicity of opening an account. Always helpful staff. Reviewed on: 2nd March 2022

Interest rates better than most

Interest are fair. However, I i'll take the chance with premium bond. Reviewed on: 2nd March 2022

saving rates

A good web site, helpful staff and after a blip savings rates are becoming competitive again. Reviewed on: 2nd March 2022

All good

All good experience, no complaints. Reviewed on: 2nd March 2022

Excellent efficicient service

This was easy to do. I set up a joint fixed savings account. The interest was explained with an example and was the most competitive rate on the market, so more for your wonga. The online process was easy and the follow up paper info was professional. I would highly recommend this product and service Reviewed on: 2nd March 2022

Top rates & app

Rates were the highest when I opened the account and have remained very competitive. Never had the need to phone as all straight forward using the app Reviewed on: 2nd March 2022

A bank which provides great service and savings products

I have invested in RCI savings products for many years as they offer competitive rates for fixed term investments. The online service to manage the accounts is easy to access and review. As a regulated bank in the UK and the financing arm of a major French auto manufacturer, I am fully confident in RCI's solvency and creditworthiness, knowing also that the deposits are guaranteed by the Financial Services Compensation Scheme up to £85,000. RCI is one of the main financial institutions I look at for savings opportunities. Reviewed on: 2nd March 2022

Good service

I am always kept informed of any changes that may effect my account and am never bombarded with sales, marketing & promotions. Reviewed on: 2nd March 2022

Excellent interest rates consistently over the years I have been a customer.

Easy to talk to, excellent staff who know their business, courteous to a fault when speaking, cannot rate RCI highly enough. Reviewed on: 2nd March 2022

Do you have a different RCI Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Savings
from Britannia 4.50 from 2 reviews
Instant Saver
from RBS 3.82 from 9 reviews
Easy access savings
from Plum 4.93 from 12446 reviews

Want to see more from RCI Bank?

Freedom Savings Account
from RCI Bank 4.89 from 10661 reviews
95 Day Notice Account
from RCI Bank 4.88 from 842 reviews
E-Volve Savings Notice Account
from RCI Bank 4.87 from 266 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub