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RCI Bank: Fixed Term Savings Account reviews

4.89
Based on 3,555 reviews, last reviewed 28th Mar 2026
100300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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9%
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Latest highest rating:

5

Good Online Bank. Good competative rates. Good communication. Easy to use website design. Simple to transfer money in and out of account. Informed updates throughout ye... Read more Reviewed on: 28th March 2026
NC's avatar
NC

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025
John G's avatar
John G

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

RCI Bank Fixed Term Savings Account reviews (3555)

Review of the RCI Bank, Fixed Term Savings Account:

app extremely easy to use

5
Good value, app extremely easy to use and interest paid monthly. Reviewed on: 28th February 2025

Excellent on line service

5
RCI have an excellent on line service for their customers. We have always received very good communication from them and we would definitely invest with them again. Reviewed on: 18th January 2022

Brilliant return on my investment !

5
I invested my money with RCI Bank for 3 years and their rate was the best on the market. I am very pleased that i decided to invest with the RCI Bank and would not hesitate to do so again as they are a very good bank to deal with. Reviewed on: 18th January 2022

Excellent service

5
Give a good rate of interest on 5 year bond. Always efficient and no nonsense Reviewed on: 18th January 2022

Very good investment and easy to make contact with staff

4
I always find staff helpful. Applications easy to understand. Length of investment about right for the present financial climate. Reviewed on: 18th January 2022

My savings

5
Setting up the account was trouble free with help along the process at all stages . We are very pleased with the way it all we t Reviewed on: 18th January 2022

Brilliant service

5
Always very efficient and prompt service Reviewed on: 18th January 2022

Excellent slick well designed website

5
Easy to use, informative, online/digital customer friendly service. Great long term savings rates. Reviewed on: 18th January 2022

Easy to use web site

5
I have opened and closed a number of fixed term accounts on line and never encountered a problem Reviewed on: 18th January 2022

Good bank!

5
Deliver what promised... all good! Reviewed on: 18th January 2022

Simple - a bank that just does everything you need it to!

5
As the title suggests, I just can't fault this bank. They do everything you require to a very professional standard, and I have never encountered a single issue. I would highly recommend RCI Bank to anybody. Reviewed on: 18th January 2022

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