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RCI Bank: Fixed Term Savings Account reviews

Name: Fixed Term Savings Account
Rating: 4.88 (3028 reviews)

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4.88

Based on 3,028 reviews, last reviewed 16th Feb 2026

51300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

Easy to open and reliable returns. Easy to open and reliable returns. First class service from an excellent investment company Reviewed on: 16th February 2026

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025

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About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

RCI Bank Fixed Term Savings Account reviews (3028)

Review of the RCI Bank, Fixed Term Savings Account:

app extremely easy to use

Good value, app extremely easy to use and interest paid monthly. Reviewed on: 28th February 2025

Good customer service

Took out several fixed rate savings accounts a couple of years ago over different fixed terms. Still getting 6% AER on some. Reviewed on: 28th January 2026

First class customer service..

I have had great customer service when I have required assistance Reviewed on: 28th January 2026

Online service is second to none.

Online service is second to none. All the financial services are very competitive. Reviewed on: 28th January 2026

Good interest rates and easy to use.

Good interest rates and easy to use. Reviewed on: 28th January 2026

Impressive and Exemplary

I was looking for a Savings Bond that paid Interest annually into my Current Account, whilst still offering excellent Interest Rates. The exemplary Customer Service I received in reply to my queries was a very welcome bonus. Reviewed on: 28th January 2026

Very good.

Very good. Simple app. Great value Reviewed on: 28th January 2026

We have been clients of the company for many years a...

We have been clients of the company for many years and always had great experience Reviewed on: 28th January 2026

I have been so impressed by the service I have recei...

I have been so impressed by the service I have received from RCI. Very easy to use technology……even for someone retired. Great savings return too. Reviewed on: 28th January 2026

Super easy transaction and great interest rate.

Super easy transaction and great interest rate. Reviewed on: 28th January 2026

Very intuitive web site for account opening and mana...

Very intuitive web site for account opening and managing it thereafter I particularly like the design and colours of the individual pages., and the telephone agents were very helpful and courteous when it came to answering my questions. Reviewed on: 28th January 2026

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