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RCI Bank: Fixed Term Savings Account reviews

Name: Fixed Term Savings Account
Rating: 4.88 (3028 reviews)

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4.88

Based on 3,028 reviews, last reviewed 16th Feb 2026

51300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

Easy to open and reliable returns. Easy to open and reliable returns. First class service from an excellent investment company Reviewed on: 16th February 2026

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025

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About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

RCI Bank Fixed Term Savings Account reviews (3028)

Review of the RCI Bank, Fixed Term Savings Account:

app extremely easy to use

Good value, app extremely easy to use and interest paid monthly. Reviewed on: 28th February 2025

Excellent Bank

Excellent service, very good interest rates & easy to manage app.would definitely recommend RCI bank to others. Reviewed on: 17th April 2025

Easy and secure

Very easy to set up and good communications after. Kept well informed and updated. I feel my savings are secure and making me good interest. Reviewed on: 17th April 2025

Simple user friendly

Simple to set up. Great rates. Excellent app. Only had cause to speak to office once but most helpful. Reviewed on: 17th April 2025

Efficient, friendly service with competitive interes...

Efficient, friendly service with competitive interest rates. Reviewed on: 17th April 2025

Competitive deposit rates and website seems to work...

Competitive deposit rates and website seems to work well Reviewed on: 16th April 2025

Nice and smooth.

I have had no problems, everything has been nice and smooth. Reviewed on: 16th April 2025

Quick and efficient as well as pleasant.

The customer service people I’ve spoken to on the phone are quick and efficient as well as pleasant. Reviewed on: 16th April 2025

My wife and I were looking for a reliable bank to pl...

My wife and I were looking for a reliable bank to place some of our savings and get a good rate. RCI were recommended by a family member, so we enquired. From the start, we found the RCI to be very professional, knowledgeable but not pushy and easy to deal with. Reviewed on: 15th April 2025

Good customer service

The staff manning thte helpline were friendly and gave me accurate information which allowed me to choose the correct account to matchmy needs Reviewed on: 15th April 2025

Very little contact but satisfactory

Very little contact but satisfactory Reviewed on: 15th April 2025

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