Write a review

Go to business site

RCI Bank: Fixed Term Savings Account reviews

Name: Fixed Term Savings Account
Rating: 4.88 (3028 reviews)

View other RCI Bank products

4.88

Based on 3,028 reviews, last reviewed 16th Feb 2026

51300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

Easy to open and reliable returns. Easy to open and reliable returns. First class service from an excellent investment company Reviewed on: 16th February 2026

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025

Visit provider site Read all reviews See your review

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

RCI Bank Fixed Term Savings Account reviews (3028)

Review of the RCI Bank, Fixed Term Savings Account:

app extremely easy to use

Good value, app extremely easy to use and interest paid monthly. Reviewed on: 28th February 2025

Easy online account

A great easy to operate online accounts very easy to navigate through with easy headings Reviewed on: 10th April 2025

Easy to use website with competitive rates

Easy to use website with competitive rates Reviewed on: 10th April 2025

No issues and good interest rates

No issues and good interest rates Reviewed on: 10th April 2025

RCI is easy to deal with.

RCI is easy to deal with. The interest rates are competitive. Reviewed on: 10th April 2025

Fantastic customer care service.

Fantastic customer care service. Polite, well-informed, helpful staff. Great efficient email enquiry service with rapid response from staff. Great telephone manner. Excellent easy-to-use website. Staff show clear understanding of enquiries. Always put the customer first. Reviewed on: 10th April 2025

Easy to open account, Clear instruction throughout t...

Easy to open account, Clear instruction throughout the process. Site uncomplicated to navigate. Good communication from bank. Reviewed on: 10th April 2025

Good rates.

Good rates. Pays interest to a linked account every month. Ideal for us as we are pensioners and need income boosts. Reviewed on: 10th April 2025

Good saving rates and easy to open online

Good saving rates and easy to open online Reviewed on: 10th April 2025

Always good service and excellent communication.

Always good service and excellent communication. Reviewed on: 10th April 2025

No better place for your money!

I have been an RCI Bank customer for 3 years and have several fixed-rate bonds with them as well as a Freedom Savings Account. A friend who was very satisfied with their service and competitive interest rates recommended that I open an account with them. I have no hesitation in recommending them. Reviewed on: 10th April 2025

Do you have a different RCI Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Savings (discontinued)
from National Fire Savers Credit Union (inactive company) 2.00 from 1 reviews
Savings
from Chase Bank 4.94 from 22976 reviews
e-Saver Account
from Principality Building Society 4.74 from 12 reviews

Want to see more from RCI Bank?

95 Day Notice Account
from RCI Bank 4.88 from 678 reviews
Freedom Savings Account
from RCI Bank 4.88 from 9018 reviews
E-Volve Savings Notice Account
from RCI Bank 4.86 from 219 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub