Smart Money People Logo

RCI Bank: Fixed Term Savings Account reviews

4.88
Based on 3,028 reviews, last reviewed 16th Feb 2026
51300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
9%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Easy to open and reliable returns. Easy to open and reliable returns. First class service from an excellent investment company Reviewed on: 16th February 2026
Brian M's avatar
Brian M

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025
John G's avatar
John G

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

RCI Bank Fixed Term Savings Account reviews (3028)

Review of the RCI Bank, Fixed Term Savings Account:

app extremely easy to use

5
Good value, app extremely easy to use and interest paid monthly. Reviewed on: 28th February 2025

Been using RCI for fixed rate savings for a number o...

5
Been using RCI for fixed rate savings for a number of years. Easy to open new accounts, competitive interest rates and you are made to feel your money is secure. Reviewed on: 10th April 2025

Long time customer of the bank.

4
Long time customer of the bank. Products are clear to understand and straightforward to open. Interest rates usually competitive and consistent. Reviewed on: 10th April 2025

Very good bank for savings.

5
Competitive interest rates, varied range of products and good communication. The process for opening accounts is quick, easy and straightforward. Reviewed on: 10th April 2025

easy to contact, fair rates of interest

5
easy to contact, fair rates of interest Reviewed on: 10th April 2025

All transactions are conducted without any hassle.

5
All transactions are conducted without any hassle. Reviewed on: 10th April 2025

Impressed by interest rates, efficiency and communic...

5
Impressed by interest rates, efficiency and communication. Reviewed on: 10th April 2025

RCI Bank meets all my requirements.

5
RCI Bank meets all my requirements. Reviewed on: 10th April 2025

Never had any issue with RCI.

4
Never had any issue with RCI. Everything has worked for me so I can't really rate customer service as I've never had to contact them Reviewed on: 10th April 2025

Easy, pleasant experience

4
Ease of use and quick process. Good reporting and transparency. Reviewed on: 10th April 2025

Easy to open and understand .

5
Easy to open and understand .I am not good with computers but opening my account was very easy even for me and the interest rate is very good Reviewed on: 10th April 2025