Write a review

Go to business site

RCI Bank: Fixed Term Savings Account reviews

Name: Fixed Term Savings Account
Rating: 4.88 (3028 reviews)

View other RCI Bank products

4.88

Based on 3,028 reviews, last reviewed 16th Feb 2026

51300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

Easy to open and reliable returns. Easy to open and reliable returns. First class service from an excellent investment company Reviewed on: 16th February 2026

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025

Visit provider site Read all reviews Write a review

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

Review RCI Bank: Fixed Term Savings Account now

Help others make smarter decisions by sharing your own experience.

Write a review

RCI Bank Fixed Term Savings Account reviews (3028)

Exemplary Service

I wanted a Savings Bond that paid interest into my Current Account annually - RCI was one of the very few that offered such a Bond, Application was very straightforward, and any questions I had were quickly and courteously answered via the Online "chat" facility. Very impressed with generous Interest Rate, too. This is exactly how online banking should be done! Reviewed on: 10th April 2025

1st class, always ready to answer any query u may...

1st class, always ready to answer any query u may have Reviewed on: 10th April 2025

RCI Bank Performance

All very straightforward and simple. RCI does what it says on the tin Reviewed on: 10th April 2025

Dealings with RCI Bank have been fuss free - just as...

Dealings with RCI Bank have been fuss free - just as I like it Reviewed on: 10th April 2025

Very competitive interest rates

The interest rates on both Freedom savings and fixed savings are very competitive and I’ve found that all enquiries are dealt with very quickly. Reviewed on: 10th April 2025

Very east to deal with and their website is simple t...

Very east to deal with and their website is simple to use. Reviewed on: 10th April 2025

Good rates and customer response times.

Good rates and customer response times. Reviewed on: 10th April 2025

Fixed Term Savings Review

Competitive rates, easy to open account and easy to use app. Reviewed on: 10th April 2025

easy to use app and trustworthy .

easy to use app and trustworthy . Good rates and quick to withdraw money Reviewed on: 10th April 2025

good banking service to date money paid on time

good banking service to date money paid on time Reviewed on: 10th April 2025

Do you have a different RCI Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Savings accounts
from Advance Credit Union 0.00 from 0 reviews
Savings
from Post Office 1.56 from 44 reviews
Instant Access Savings
from Tesco Bank 3.89 from 5 reviews

Want to see more from RCI Bank?

95 Day Notice Account
from RCI Bank 4.88 from 678 reviews
Freedom Savings Account
from RCI Bank 4.88 from 9018 reviews
E-Volve Savings Notice Account
from RCI Bank 4.86 from 219 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub