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RCI Bank: Fixed Term Savings Account reviews

Name: Fixed Term Savings Account
Rating: 4.88 (3028 reviews)

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4.88

Based on 3,028 reviews, last reviewed 16th Feb 2026

51300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

Easy to open and reliable returns. Easy to open and reliable returns. First class service from an excellent investment company Reviewed on: 16th February 2026

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025

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About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed Term Savings Account reviews (3028)

Great interest rate

Superb rates of interest on every account I have ever had with them and I find the customer service excellent Reviewed on: 10th April 2025

Worked so well from first contact.

Worked so well from first contact. They have a good clear website and they retain old accounts longer than others. Communicate clearly but not too much! Reviewed on: 10th April 2025

I feel confident investing money with the RCI

I feel confident and comfortable with my savings held at RCI. It's a trustworthy institution and I never experienced any problems with transactions, moving money and any other issues. Thank you Reviewed on: 10th April 2025

A good all round bank,

A good all round bank, that provides the services I need Reviewed on: 10th April 2025

Gets the balance right.

Offering, website & terms have all been crystal clear, and communication gets the balance right - useful, not intrusive. Reviewed on: 10th April 2025

Very easy to use and interest with, and competitive...

Very easy to use and interest with, and competitive rates of interest Reviewed on: 10th April 2025

Good saving accounts

Good online savings, simple to keep a track of your money & plan for the future Reviewed on: 10th April 2025

Excellent

From initial online account set up, RCI has delivered exceptionally well. Reviewed on: 10th April 2025

Great savings rates and quick and easy access to my...

Great savings rates and quick and easy access to my savings. Reviewed on: 10th April 2025

Have decent interest saving rates but not consistent...

Have decent interest saving rates but not consistent compared to other competitors Reviewed on: 10th April 2025

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