Smart Money People Logo

RCI Bank: Fixed Term Savings Account reviews

4.89
Based on 3,961 reviews, last reviewed 24th Apr 2026
138100% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
8%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Good interest rates and good communication Good interest rates and good communication Reviewed on: 24th April 2026
Rachel D's avatar
Rachel D

Latest lowest rating:

1

I've been banking woth RCI Bank for a number of year... I've been banking woth RCI Bank for a number of years, investing in different accounts they provide. Ive found there banking system safe easy to use. ... Read more Reviewed on: 17th April 2026
Brian H's avatar
Brian H

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

Review RCI Bank: Fixed Term Savings Account now

Help others make smarter decisions by sharing your own experience. Write a review

RCI Bank Fixed Term Savings Account reviews (3961)

Good rates of interest.

5
Good rates of interest. Quick and easy to open. Good communication. Reviewed on: 11th March 2026

First class banking

5
I gave always been very impressed with RCI Banks products and services. They are fantastic at keeping me updated too. Reviewed on: 11th March 2026

RCI, A Bank I highly Recommend

5
My previous fixed term account with another bank had matured and I searched extensively for another account that met my needs. RCI bank fulfilled this. The support I received through the process was excellent. The customer service team were always prompt in replying to emails and quick to answer phonecalls in which they were helpful, professional and also friendly. I highly recommend RCI Bank. Reviewed on: 11th March 2026

Easy to set up, easy to talk to and great savings pe...

5
Easy to set up, easy to talk to and great savings percentages for the current day and age. Would recommend to anyone. Reviewed on: 11th March 2026

RCI Bank is a safe platform for placing savings.

5
I consider RCI Bank to be a safe platform for placing my savings. The interest rates provided by RCI Bank are very competitive. Reviewed on: 11th March 2026

Good for savings

5
Easy to open, fair rate and good communication. Reviewed on: 11th March 2026

Online login easy to access.

5
Online login easy to access. Account details easy to access. No problems Reviewed on: 11th March 2026

Excellent fashion

5
Its been simple straight forward and easy to do and has fulfilled what i wanted in excellent fashion Reviewed on: 11th March 2026

Always get good consistent service and value

4
Always get good consistent service and value Reviewed on: 11th March 2026

Great way to manage money

5
Very easy to use company and they must be the only company I've dealt with that reminds you to invest money that's not earning interest!! Reviewed on: 11th March 2026

Do you have a different RCI Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from RCI Bank?

  • Freedom Savings Account

    from RCI Bank 4.90 from 11981 reviews
    RCI Bank
  • 95 Day Notice Account

    from RCI Bank 4.88 from 944 reviews
    RCI Bank
  • E-Volve Savings Notice Account

    from RCI Bank 4.88 from 316 reviews
    RCI Bank
    View all products