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RCI Bank: Fixed Term Savings Account reviews

4.89
Based on 3,961 reviews, last reviewed 24th Apr 2026
138100% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
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1%

Latest highest rating:

5

Good interest rates and good communication Good interest rates and good communication Reviewed on: 24th April 2026
Rachel D's avatar
Rachel D

Latest lowest rating:

1

I've been banking woth RCI Bank for a number of year... I've been banking woth RCI Bank for a number of years, investing in different accounts they provide. Ive found there banking system safe easy to use. ... Read more Reviewed on: 17th April 2026
Brian H's avatar
Brian H

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed Term Savings Account reviews (3961)

Competitive interest rates.

5
Competitive interest rates. Deposits and withdrawals always reliable and efficient Reviewed on: 11th March 2026

Highly Rated

5
I am quite satisfied with the return I get on my small investment and, recently, when I had a query their customer relations team were excellent. Reviewed on: 11th March 2026

No problem so far in the account I hold

5
No problem so far in the account I hold Reviewed on: 11th March 2026

new bank

4
generally the experience has been good apart from having to prove whereabouts the money as come from, but it has been explained to me its the banks policy. Reviewed on: 11th March 2026

Easy to set up, good website and someone there for a...

5
Easy to set up, good website and someone there for advice if needed. Reviewed on: 11th March 2026

They give great advice and good interest.

5
They give great advice and good interest. You just put your money into a saving account then hopefully watch it grow. They give excellent communication via emails. Reviewed on: 11th March 2026

Very easy to navigate website .

5
Very easy to navigate website . Good rates of interest and excellent communication . Reviewed on: 11th March 2026

Excellent App, competitive rates and fully protected.

5
Needed another App based fixed saver to invest at a good rate. Very easy to open account and link to existing and transfers were very fast. App is very secure and easy to navigate. Reviewed on: 11th March 2026

Very Good Bank

5
Provides me with exactly what I wish. Reviewed on: 11th March 2026

Easy to use and rates very competitive

5
Easy to use and rates very competitive Reviewed on: 11th March 2026

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