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RCI Bank: Fixed Term Savings Account reviews

4.88
Based on 3,028 reviews, last reviewed 16th Feb 2026
51300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
9%
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0%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

Easy to open and reliable returns. Easy to open and reliable returns. First class service from an excellent investment company Reviewed on: 16th February 2026
Brian M's avatar
Brian M

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025
John G's avatar
John G

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed Term Savings Account reviews (3028)

100% recommend

5
Has taken me some time to trust online banking, but so happy to have found RCI. No unnecessary communication, keep me informed of changes. Generally really satisfied customer. Reviewed on: 10th April 2025

Good communicator and easy to deal with

5
Good communicator and easy to deal with Reviewed on: 10th April 2025

Easy to do business with,

5
Easy to do business with, they update me with regular emails Reviewed on: 10th April 2025

Whenever you have a problem regarding maturing accou...

5
Whenever you have a problem regarding maturing accounts the customer service is excellent. They will talk you through any difficulties. Reviewed on: 10th April 2025

Excellent online experience.

5
Excellent online experience.Good interest rates and easy to apply. Reviewed on: 10th April 2025

Good all round experieince

5
Easy to use on line banking site, with clearly set out information. Generally competitive rates. Very easy to open and manage account. Good communications including maturity options. Would definitely recommend. Reviewed on: 10th April 2025

Excellent bank.

5
Excellent bank. Good customer service. Reviewed on: 10th April 2025

RCI bank offered the best rate at the time and openi...

5
RCI bank offered the best rate at the time and opening an account was straightforward and easy. I was kept up to date with my product and given plenty notice and options in what to do once my term was coming to an end. I continue to use RCI bank to date. Reviewed on: 10th April 2025

Reliable and straightforward

5
Always good interest rates, good communication and easy to speak to on the phone. Reviewed on: 10th April 2025

Great service,good rates and easy to manage

5
Great service,good rates and easy to manage Reviewed on: 10th April 2025

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