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RCI Bank: Fixed Term Savings Account reviews

4.89
Based on 3,961 reviews, last reviewed 24th Apr 2026
6705% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
8%
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0%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

Good interest rates and good communication Good interest rates and good communication Reviewed on: 24th April 2026
Rachel D's avatar
Rachel D

Latest lowest rating:

1

I've been banking woth RCI Bank for a number of year... I've been banking woth RCI Bank for a number of years, investing in different accounts they provide. Ive found there banking system safe easy to use. ... Read more Reviewed on: 17th April 2026
Brian H's avatar
Brian H

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed Term Savings Account reviews (3961)

Banking made simple

5
Easy to deal with everything via the app Reviewed on: 11th March 2026

Excellent service and professional support.

5
Excellent service and professional support. Very good website easy to navigate and monitor Reviewed on: 11th March 2026

Best Bank

5
A very smooth experience to invest with this bank. Reviewed on: 11th March 2026

All ok Why more.

5
All ok. No more needed. All ok so Reviewed on: 11th March 2026

A savings bank which offers good fixed rate savings.

4
A savings bank which offers good returns on fixed rate products. The online onboarding process is straightforward to follow and the security is easy to set up. Overall, recommended to anyone wanting to protect cash savings from volatility. Reviewed on: 11th March 2026

Positive experience

5
Great rates, easy to set up and manage Reviewed on: 11th March 2026

Easy to use website and excellent t rates of i...

5
Easy to use website and excellent t rates of i terest Reviewed on: 11th March 2026

Very Helpful

5
This allows me to put a lump sum away to build interest over a couple of years and that can go towards future things Reviewed on: 11th March 2026

Fantastic Financial Provider.

5
Fantastic provider with extremely competitive products. The customer experience is seamless and with an easy to use App the whole process is super easy. I'm so glad I've chosen these guys to invest my money with. Reviewed on: 11th March 2026

What else does the customer want.

5
Always available, good advice and understanding of product. Reviewed on: 11th March 2026

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