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RCI Bank: Freedom Savings Account reviews

Name: Freedom Savings Account
Rating: 4.85 (9004 reviews)

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4.88

Based on 9,004 reviews, last reviewed 12th Feb 2026

81400% increase in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

88%

10%

Latest highest rating:

5

good bank all works well simple good rate of interest Reviewed on: 12th February 2026

Latest lowest rating:

1

App friendly savings Easy to use app that clearly shows different savings rates Reviewed on: 2nd February 2026

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About this product

RCI Bank savings reviews can help you to find out more about life at RCI Bank. How easy is it to contact RCI Bank? And how friendly are they? Our RCI Bank savings reviews can help you to find out information like this. Smart Money People is an independent source of honest reviews.

RCI Bank Freedom Savings Account reviews (9004)

Review of the RCI Bank, Freedom Savings Account:

Cut Above The Rest.

Straight forward, simple and trustworthy services from opening a/c to managing transactions. Excellent Bank to deal with in every respect. Reviewed on: 13th April 2025

good bank

all works well simple good rate of interest Reviewed on: 12th February 2026

versatile account

RCI Freedom account gives me a very good interests rate and it's very easy to use. Reviewed on: 11th February 2026

Very satisfied

Very quick - same day transfers. Clear website and quick to update interest rates Reviewed on: 11th February 2026

Convenience through new app is great.

Convenience through new app is great. Can be a little cumbersome registering accounts to pay I a md out Reviewed on: 11th February 2026

In search of a joint savings account I found it diff...

In search of a joint savings account I found it difficult to find k e that ticked all the boxes for us, but RCI did! Reviewed on: 11th February 2026

Easy to setup and transfer money

Easy to setup and transfer money to and from the account. Interest rate not the best but not far off. App was good until a recent update; it didn't like my Samsung Galaxy S8 with the very old Android version 9. Reviewed on: 10th February 2026

RCI communicates with, and looks after, its customers

RCI has been consistent over many years in communicating with iots customers. For example every interest rate increase and decrease is clearly communicated. It also needs to be said that RCI bank remains very competitive in the savings marketplace. Withdrawals are sent out swiftly and any deposits acknowledged. I am a person who does not hesitate to move my accounts if I feel the institution where the money is deposited is not working in my interests. It speaks volumes that I have kept money in RCI's instant access account for many years and currently have no thought of closing the account. Reviewed on: 10th February 2026

Easy access account that stays competitive.

I used to change my easy access savings account every year but have been with RCI for several years now as their Freedom savings account consistently changes the interest rate to stay competitive. App and website and clean and functional also. Happy to stick with them in view of the above Reviewed on: 10th February 2026

Saving Satisfaction

This account is flexible, so convenient for me, and offers a competitive rate of interest. The Customer Service is excellent. Several fixed term accounts are available, including one for electric car financing. I strongly recommend RCI Bank. Reviewed on: 10th February 2026

Decent interest rates and easy to use website...

Very easy website to use decent interest rates and FSCS backed.. . . . Transactions dealt with quite efficiently. Reviewed on: 9th February 2026

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