Smart Money People Logo

RCI Bank: Freedom Savings Account reviews

4.90
Based on 11,983 reviews, last reviewed 9th May 2026
71% increase in 5 star reviews
in the past 90 days
67% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

RCI has the best interest rate RCI has the best interest rate out of all my banks. Reviewed on: 9th May 2026
Paula's avatar
Paula

Latest lowest rating:

1

I recently told RCI bank about an illness I have and... I recently told RCI bank about an illness I have and wanted to close my accounts. I was told my money would be in my nominated bank account by the clo... Read more Reviewed on: 12th March 2026
T S's avatar
T S

About this product

The RCI Freedom Savings Account has unlimited access and a seven-day service.

The Freedom Savings Account is free to use and available to UK residents aged 18 or over. You need to pay in and out through an RCI Bank savings account or a linked UK current account.

RCI Freedom Savings Account reviews help you find out what it’s really like to be a customer. If you’ve used RCI before, you can also leave a review and share your experience.

Review RCI Bank: Freedom Savings Account now

Help others make smarter decisions by sharing your own experience. Write a review

RCI Bank Freedom Savings Account reviews (11983)

Happy with RCA Bank - and am staying!

5
I’ve been with RCI Bank for a good many years now. Haven’t needed to contact customer services except once some years ago - can’t remember the issue but it wasn’t a big problem, just a general enquiry about their different savings accounts and was dealt with by an efficient and pleasant person. Their interest rates are always good and very fair and I won’t be spending hours on comparison sites anymore as I once did. I’m happy with RCI Bank Reviewed on: 9th April 2026

Easy to open accounts with competitive rates.

5
Easy to open accounts with competitive rates. I like the fact I can open as many accounts as I like call them what I like using them as savings pots. Means I can set up standing orders and pay for bills as thgey arrve without digging into main savings Reviewed on: 9th April 2026

Hassle-free and human

5
Easy to manage online but with good backup by phone if needed. Reviewed on: 9th April 2026

Reliable bank, good customer service

5
Friendly staff, easy to contact. Reviewed on: 9th April 2026

Easy to set up.

5
Easy to set up. Good interest rates. Never had any problems Reviewed on: 9th April 2026

Easy to manage good interest rated

5
Easy to manage accounts and good rates of interest make RCI bank a good place to place savings. The app and internet bank are both simple to use. Reviewed on: 9th April 2026

Top notch

5
Very efficient, reliable and good rates Reviewed on: 9th April 2026

Great freedom access account .

5
The freedom access account is brilliant, very competitive interest rate yet as the name suggests with the bonus of free access at any time. On line chat also really good for any problems. Reviewed on: 9th April 2026

Customer focused

5
Timely communications about interest rate increase/decreases. Also receive bank holiday operating information within good timescales. An extremely customer focused bank. Messages are concise and don't contain jargon. Professional and clear communicators Reviewed on: 9th April 2026

Easy access, competitive rates, great ap

5
Easy access, competitive rates, great ap Reviewed on: 9th April 2026

Do you have a different RCI Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from RCI Bank?

  • Fixed term savings account

    from RCI Bank 4.89 from 3962 reviews
    RCI Bank
  • 95 Day Notice Account

    from RCI Bank 4.88 from 944 reviews
    RCI Bank
  • E-Volve Savings Notice Account

    from RCI Bank 4.88 from 316 reviews
    RCI Bank
    View all products