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RCI Bank: Freedom Savings Account reviews

4.84
Based on 11,989 reviews, last reviewed 17th Jun 2026
60% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

They seem to be honest and consistent. They seem to be honest and consistent. You know where you are. They remain competitive. The web site is secure and easy to use. I like them Reviewed on: 17th June 2026
Martin N's avatar
Martin N

Latest lowest rating:

1

I recently told RCI bank about an illness I have and... I recently told RCI bank about an illness I have and wanted to close my accounts. I was told my money would be in my nominated bank account by the clo... Read more Reviewed on: 12th March 2026
T S's avatar
T S

About this product

The RCI Freedom Savings Account has unlimited access and a seven-day service.

The Freedom Savings Account is free to use and available to UK residents aged 18 or over. You need to pay in and out through an RCI Bank savings account or a linked UK current account.

RCI Freedom Savings Account reviews help you find out what it’s really like to be a customer. If you’ve used RCI before, you can also leave a review and share your experience.

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RCI Bank Freedom Savings Account reviews (11989)

It's so easy to save with RCI.

5
It's so easy to save with RCI, you get a great rate with the freedom of easy access from people who really care about their customers. Reviewed on: 9th April 2026

Easy to manage

5
Easy to manage the bank account and the interest rate isn’t too bad bearing in mind it’s an easy access account Reviewed on: 9th April 2026

Amazing experience 100% recommend

5
Amazing experience. It’s been over 8years and I am so glad I’m banking with RCI. You get heads up if there’s going to be a change which includes banking time and holiday season which allows you to be able to plan ahead. They’re on top of everything and offers the best freedom saving interest. I highly recommend. Since I joined in 2018 I haven’t looked back. I am so thankful to the team. Reviewed on: 9th April 2026

Great experience!

5
Easy to transfer money, great app and comms Reviewed on: 9th April 2026

Best Bank

5
great customer service, knowledgable telephon estaff Reviewed on: 9th April 2026

Excellent rates and conditions from RCI

5
Always kept informed of any changes in interest rates, Always offering good interest rates Reviewed on: 9th April 2026

Happy with RCA Bank - and am staying!

5
I’ve been with RCI Bank for a good many years now. Haven’t needed to contact customer services except once some years ago - can’t remember the issue but it wasn’t a big problem, just a general enquiry about their different savings accounts and was dealt with by an efficient and pleasant person. Their interest rates are always good and very fair and I won’t be spending hours on comparison sites anymore as I once did. I’m happy with RCI Bank Reviewed on: 9th April 2026

Easy to open accounts with competitive rates.

5
Easy to open accounts with competitive rates. I like the fact I can open as many accounts as I like call them what I like using them as savings pots. Means I can set up standing orders and pay for bills as thgey arrve without digging into main savings Reviewed on: 9th April 2026

Hassle-free and human

5
Easy to manage online but with good backup by phone if needed. Reviewed on: 9th April 2026

Reliable bank, good customer service

5
Friendly staff, easy to contact. Reviewed on: 9th April 2026

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