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RCI Bank: Freedom Savings Account reviews

Name: Freedom Savings Account
Rating: 4.84 (11989 reviews)

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4.84

Based on 11,989 reviews, last reviewed 17th Jun 2026

60% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

They seem to be honest and consistent. They seem to be honest and consistent. You know where you are. They remain competitive. The web site is secure and easy to use. I like them Reviewed on: 17th June 2026

Latest lowest rating:

1

I recently told RCI bank about an illness I have and... I recently told RCI bank about an illness I have and wanted to close my accounts. I was told my money would be in my nominated bank account by the clo... Read more Reviewed on: 12th March 2026

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About this product

The RCI Freedom Savings Account has unlimited access and a seven-day service.

The Freedom Savings Account is free to use and available to UK residents aged 18 or over. You need to pay in and out through an RCI Bank savings account or a linked UK current account.

RCI Freedom Savings Account reviews help you find out what it’s really like to be a customer. If you’ve used RCI before, you can also leave a review and share your experience.

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Awards

Best savings provider 2026

Awarded to the savings account provider rated highest in UK customer reviews.

RCI Bank Freedom Savings Account reviews (11989)

Easy to set up.

Easy to set up. Good interest rates. Never had any problems Reviewed on: 9th April 2026

Easy to manage good interest rated

Easy to manage accounts and good rates of interest make RCI bank a good place to place savings. The app and internet bank are both simple to use. Reviewed on: 9th April 2026

Top notch

Very efficient, reliable and good rates Reviewed on: 9th April 2026

Great freedom access account .

The freedom access account is brilliant, very competitive interest rate yet as the name suggests with the bonus of free access at any time. On line chat also really good for any problems. Reviewed on: 9th April 2026

Customer focused

Timely communications about interest rate increase/decreases. Also receive bank holiday operating information within good timescales. An extremely customer focused bank. Messages are concise and don't contain jargon. Professional and clear communicators Reviewed on: 9th April 2026

Easy access, competitive rates, great ap

Easy access, competitive rates, great ap Reviewed on: 9th April 2026

Peace of mind

Ever since I began putting regular payments into RCI, I've had peace of mind, knowing that there were funds available, and that I could withdraw them as needed. The interest rates are so good, and the customer service is always prompt and clear. It's made a huge difference in my financial security. Reviewed on: 9th April 2026

No problems no real issues at all only slight issue...

No problems no real issues at all only slight issue of having to change password Reviewed on: 9th April 2026

Very good at communicating and rates are competitive

Very good at communicating and rates are competitive Reviewed on: 9th April 2026

Very User-Friendly Bank

The staff at Customer Services (based in the U.K.) invariably answer calls very promptly and are friendly, welcoming, respectful and genuinely knowledgeable. R.C.I. Bank's website is clear and easy to navigate. Existing customers enjoy the same rates as new ones - no need to constantly switch accounts in order to obtain higher rates. However, R.C..I.'s interest rates are generally very slightly uncompetitive with reasonable comparisons. Reviewed on: 9th April 2026

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