Smart Money People Logo

RCI Bank: Freedom Savings Account reviews

4.90
Based on 11,983 reviews, last reviewed 9th May 2026
71% increase in 5 star reviews
in the past 90 days
67% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

RCI has the best interest rate RCI has the best interest rate out of all my banks. Reviewed on: 9th May 2026
Paula's avatar
Paula

Latest lowest rating:

1

I recently told RCI bank about an illness I have and... I recently told RCI bank about an illness I have and wanted to close my accounts. I was told my money would be in my nominated bank account by the clo... Read more Reviewed on: 12th March 2026
T S's avatar
T S

About this product

The RCI Freedom Savings Account has unlimited access and a seven-day service.

The Freedom Savings Account is free to use and available to UK residents aged 18 or over. You need to pay in and out through an RCI Bank savings account or a linked UK current account.

RCI Freedom Savings Account reviews help you find out what it’s really like to be a customer. If you’ve used RCI before, you can also leave a review and share your experience.

Review RCI Bank: Freedom Savings Account now

Help others make smarter decisions by sharing your own experience. Write a review

RCI Bank Freedom Savings Account reviews (11983)

Peace of mind

5
Ever since I began putting regular payments into RCI, I've had peace of mind, knowing that there were funds available, and that I could withdraw them as needed. The interest rates are so good, and the customer service is always prompt and clear. It's made a huge difference in my financial security. Reviewed on: 9th April 2026

No problems no real issues at all only slight issue...

4
No problems no real issues at all only slight issue of having to change password Reviewed on: 9th April 2026

Very good at communicating and rates are competitive

5
Very good at communicating and rates are competitive Reviewed on: 9th April 2026

Very User-Friendly Bank

4
The staff at Customer Services (based in the U.K.) invariably answer calls very promptly and are friendly, welcoming, respectful and genuinely knowledgeable. R.C.I. Bank's website is clear and easy to navigate. Existing customers enjoy the same rates as new ones - no need to constantly switch accounts in order to obtain higher rates. However, R.C..I.'s interest rates are generally very slightly uncompetitive with reasonable comparisons. Reviewed on: 9th April 2026

Customer service

5
Brilliant bank to del with never a problem first class service Reviewed on: 9th April 2026

Competitive interest rates on savings

5
RCI provides very competitive interest on Freedom account so I have stayed happily with RCI for years. Reviewed on: 9th April 2026

A savings account that is easy to both increase and...

5
A savings account that is easy to both increase and withdraw Reviewed on: 9th April 2026

easy to use .

5
easy to use ... very good rates ... no glitches ... Reviewed on: 9th April 2026

RCI keeping savings consistently simple and rewarding.

5
RCI keep savings consistently simple and rewarding. Reviewed on: 9th April 2026

Lovely people to talk to

5
RCI are always helpful when I have needed to speak to someone, they treat you like a person not a customer Reviewed on: 9th April 2026

Do you have a different RCI Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from RCI Bank?

  • Fixed term savings account

    from RCI Bank 4.89 from 3962 reviews
    RCI Bank
  • 95 Day Notice Account

    from RCI Bank 4.88 from 944 reviews
    RCI Bank
  • E-Volve Savings Notice Account

    from RCI Bank 4.88 from 316 reviews
    RCI Bank
    View all products