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RCI Bank: Freedom Savings Account reviews

Name: Freedom Savings Account
Rating: 4.9 (11983 reviews)

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4.90

Based on 11,983 reviews, last reviewed 9th May 2026

71% increase in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

RCI has the best interest rate RCI has the best interest rate out of all my banks. Reviewed on: 9th May 2026

Latest lowest rating:

1

I recently told RCI bank about an illness I have and... I recently told RCI bank about an illness I have and wanted to close my accounts. I was told my money would be in my nominated bank account by the clo... Read more Reviewed on: 12th March 2026

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About this product

The RCI Freedom Savings Account has unlimited access and a seven-day service.

The Freedom Savings Account is free to use and available to UK residents aged 18 or over. You need to pay in and out through an RCI Bank savings account or a linked UK current account.

RCI Freedom Savings Account reviews help you find out what it’s really like to be a customer. If you’ve used RCI before, you can also leave a review and share your experience.

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RCI Bank Freedom Savings Account reviews (11983)

Stress-free savings and decent rates

I’ve been using the Freedom Savings account for some time and it’s been very straightforward. The 3.95% rate is competitive for an easy-access account without any hidden "bonus" tricks. The app is basic but does exactly what I need it to do—moving money in and out is simple. I also appreciate the peace of mind knowing it's FSCS protected. Great for an emergency fund! Reviewed on: 8th April 2026

Never looked back since I became an RCI Bank customer

RCI are quick to alter interest rates in customers favour, not dragging their heels. They are also quick to help resolve any issues about their service. Reviewed on: 8th April 2026

RCI always ready to help

RCI give excellent customer service, always ready to help with my query Reviewed on: 8th April 2026

Excellent all round...

Excellent customer service, very small call waiting times, safe online experience. I've never had any issues since day one. I'm at around six years with RCI now. Reviewed on: 8th April 2026

RCI banking is both stress free and efficient.

RCI has been consistently helpful and efficient in my dealings with their staff. They are knowledgeable and friendly which makes it a pleasure. Reviewed on: 8th April 2026

RCI - Safe and Sure

Have used them for 10 years plus. The fact we’ve never had cause to approach RCI in that time is testament to their safe and sure handling of our - albeit straightforward - needs. Reviewed on: 8th April 2026

Very Happy Customer

I have had my account with RCI for about 8 years now and have always been very happy with every aspect. Reviewed on: 8th April 2026

Consistently good interest rate.

Consistently good interest rate. Website easy to navigate. Reviewed on: 8th April 2026

Very convenient way to manage my money

Very easy to set up the account and using the app is really convenient Reviewed on: 8th April 2026

Friendly interface but transfer needs to be faster.

Very user friendly interface but need to improve speed if transfer to same day and within 2 hours. Reviewed on: 8th April 2026

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