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RCI Bank: Freedom Savings Account reviews

4.84
Based on 11,989 reviews, last reviewed 17th Jun 2026
60% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

They seem to be honest and consistent. They seem to be honest and consistent. You know where you are. They remain competitive. The web site is secure and easy to use. I like them Reviewed on: 17th June 2026
Martin N's avatar
Martin N

Latest lowest rating:

1

I recently told RCI bank about an illness I have and... I recently told RCI bank about an illness I have and wanted to close my accounts. I was told my money would be in my nominated bank account by the clo... Read more Reviewed on: 12th March 2026
T S's avatar
T S

About this product

The RCI Freedom Savings Account has unlimited access and a seven-day service.

The Freedom Savings Account is free to use and available to UK residents aged 18 or over. You need to pay in and out through an RCI Bank savings account or a linked UK current account.

RCI Freedom Savings Account reviews help you find out what it’s really like to be a customer. If you’ve used RCI before, you can also leave a review and share your experience.

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RCI Bank Freedom Savings Account reviews (11989)

RCI Freedom Savings account is 5 star

5
My RCI Freedom Savings account was so easy to set up and transfer funds into. It is straight forward to withdraw money also. Interest statements for tax purposes are readily available online. I would recommend this great easy access savings account. Reviewed on: 8th April 2026

A jolly useful account

5
Easy to use, access to cash not instant but speedy enough, fair interest rates. Reviewed on: 8th April 2026

A great service

5
Great service provider. A good return on savings , speedy withdraws and a confirmation notice confirming deposits within hours. Reviewed on: 8th April 2026

Always there

4
Always there. Competitive products Reviewed on: 8th April 2026

Always friendly and informed staff

5
Always friendly and informed staff Reviewed on: 8th April 2026

RCI Bank performance since set up.

5
RCI Bank keeps me fully informed right from setting up of the account. The levels of security when entering the account are high and reassuring. The adding or removal of money from the account is also easiest to execute. Have found this bank reliable from the day of account set up. Reviewed on: 8th April 2026

Stress-free savings and decent rates

5
I’ve been using the Freedom Savings account for some time and it’s been very straightforward. The 3.95% rate is competitive for an easy-access account without any hidden "bonus" tricks. The app is basic but does exactly what I need it to do—moving money in and out is simple. I also appreciate the peace of mind knowing it's FSCS protected. Great for an emergency fund! Reviewed on: 8th April 2026

Never looked back since I became an RCI Bank customer

5
RCI are quick to alter interest rates in customers favour, not dragging their heels. They are also quick to help resolve any issues about their service. Reviewed on: 8th April 2026

RCI always ready to help

5
RCI give excellent customer service, always ready to help with my query Reviewed on: 8th April 2026

Excellent all round...

5
Excellent customer service, very small call waiting times, safe online experience. I've never had any issues since day one. I'm at around six years with RCI now. Reviewed on: 8th April 2026

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