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RCI Bank: Freedom Savings Account reviews

Name: Freedom Savings Account
Rating: 4.9 (11983 reviews)

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4.90

Based on 11,983 reviews, last reviewed 9th May 2026

71% increase in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

RCI has the best interest rate RCI has the best interest rate out of all my banks. Reviewed on: 9th May 2026

Latest lowest rating:

1

I recently told RCI bank about an illness I have and... I recently told RCI bank about an illness I have and wanted to close my accounts. I was told my money would be in my nominated bank account by the clo... Read more Reviewed on: 12th March 2026

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About this product

The RCI Freedom Savings Account has unlimited access and a seven-day service.

The Freedom Savings Account is free to use and available to UK residents aged 18 or over. You need to pay in and out through an RCI Bank savings account or a linked UK current account.

RCI Freedom Savings Account reviews help you find out what it’s really like to be a customer. If you’ve used RCI before, you can also leave a review and share your experience.

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RCI Bank Freedom Savings Account reviews (11983)

Unsure at first but reassured so quickly

i was cautious when i moved to RCI, as i didn't know them well, BUT they are amazing, access to my account is so easy. They are honest and open with their interest rate and comms are superb. I would recommend them to anyone Reviewed on: 17th March 2026

Stable, reliable bank

Stable, reliable bank with good interest rates. Reviewed on: 17th March 2026

8 years and still happy

I have been using RCI for 8 years and love how you can have different named accounts. The interest rate is really competitive and it’s very easy to move money around. I have also used the fixed term savings account and it was very easy to set up. Reviewed on: 17th March 2026

Just very easy to open the accounts and very easy to...

Just very easy to open the accounts and very easy to use. Reviewed on: 17th March 2026

The account is easy to use with clear page navigation.

The account is easy to use with clear page navigation. The documents relevant to tax declaration are easy to find Reviewed on: 17th March 2026

Easy Peasy Freedom

Ease of access and help. Continually updated on fluctuations in interest rates and products. Reviewed on: 17th March 2026

Fast and efficient

Online banking has been really speedy and convenient for me. I would always recommend RCI banking. Reviewed on: 17th March 2026

I am 85 and hopeless with modern technology.

I am 85 and hopeless with modern technology. RCI makes it so easy for me to deal with them Reviewed on: 17th March 2026

Definitely not 'computer says no' with RCI!

Ease of using the app, very competitive interest rate (for savings account) and prompt, responsive and helpful customer service whenever needed Reviewed on: 17th March 2026

At last a bank that is serious about customer service

RCI have always been first to increase rates amongst the providers that I use, and among the last to reduce them. Their communications are always clear and helpful, and the system is very easy to use. For once I have the feeling that this bank is actually serious about customer service Reviewed on: 17th March 2026

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