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RCI Bank: Freedom Savings Account reviews

4.84
Based on 11,989 reviews, last reviewed 17th Jun 2026
60% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

They seem to be honest and consistent. They seem to be honest and consistent. You know where you are. They remain competitive. The web site is secure and easy to use. I like them Reviewed on: 17th June 2026
Martin N's avatar
Martin N

Latest lowest rating:

1

I recently told RCI bank about an illness I have and... I recently told RCI bank about an illness I have and wanted to close my accounts. I was told my money would be in my nominated bank account by the clo... Read more Reviewed on: 12th March 2026
T S's avatar
T S

About this product

The RCI Freedom Savings Account has unlimited access and a seven-day service.

The Freedom Savings Account is free to use and available to UK residents aged 18 or over. You need to pay in and out through an RCI Bank savings account or a linked UK current account.

RCI Freedom Savings Account reviews help you find out what it’s really like to be a customer. If you’ve used RCI before, you can also leave a review and share your experience.

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RCI Bank Freedom Savings Account reviews (11989)

I have started banking with RCI in 2024, fast forwar...

5
I have started banking with RCI in 2024, fast forward in 2026 now I have much more control over my savings, and they have grown much more than I was expecting. This is the power of compound interest. I would highly recommend it to anyone looking to save money. Reviewed on: 13th March 2026

No-nonsense saving.

5
No-nonsense saving. Its straightforward banking that gives you peace of mind. Reviewed on: 13th March 2026

Fast, straight forward, good communications

4
Fast, straight forward, good communications Reviewed on: 13th March 2026

Easy to use and very competitive interest rates

5
Easy to use and very competitive interest rates Reviewed on: 13th March 2026

Simple product proving competitive rates, along with...

5
Simple product proving competitive rates, along with effective service Reviewed on: 13th March 2026

Always competitive

5
Easy to open and manage. Good interest rate for an instant access account. Always competitive Reviewed on: 13th March 2026

Been with RCI for years and never had any issues, su...

5
Been with RCI for years and never had any issues, such an easy app to use too and I like the freedom of being able to withdraw money anytime I need without penalty and rates are good. Reviewed on: 13th March 2026

Very easy to transfer money and good interest rate f...

5
Very easy to transfer money and good interest rate for an easy access account Reviewed on: 13th March 2026

Good customer, a wide range of products at competiti...

4
Good customer, a wide range of products at competitive rates Reviewed on: 13th March 2026

Excellent service and they listen to customers!

5
So, so easy to open an account! Excellent interest rate. Flexible too! They listen too - so glad they now offer ISA’s which is what I requested in a previous survey!! Reviewed on: 13th March 2026

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