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RCI Bank: Freedom Savings Account reviews

4.84
Based on 11,989 reviews, last reviewed 17th Jun 2026
60% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

They seem to be honest and consistent. They seem to be honest and consistent. You know where you are. They remain competitive. The web site is secure and easy to use. I like them Reviewed on: 17th June 2026
Martin N's avatar
Martin N

Latest lowest rating:

1

I recently told RCI bank about an illness I have and... I recently told RCI bank about an illness I have and wanted to close my accounts. I was told my money would be in my nominated bank account by the clo... Read more Reviewed on: 12th March 2026
T S's avatar
T S

About this product

The RCI Freedom Savings Account has unlimited access and a seven-day service.

The Freedom Savings Account is free to use and available to UK residents aged 18 or over. You need to pay in and out through an RCI Bank savings account or a linked UK current account.

RCI Freedom Savings Account reviews help you find out what it’s really like to be a customer. If you’ve used RCI before, you can also leave a review and share your experience.

RCI Bank Freedom Savings Account reviews (11989)

Review of the RCI Bank, Freedom Savings Account:

Good service for online banking

5
RCI Bank provide a very thorough service and have several accounts with them. Reviewed on: 17th January 2022

Excellent product and service, I have no criticisms

5
Excellent product and service, I have no criticisms Reviewed on: 28th January 2026

Straightforward and easy to navigate.

5
Straightforward and easy to navigate. The app is slick and rates competitive Reviewed on: 28th January 2026

Savings rates

4
RCI provides good savings rates. Reviewed on: 28th January 2026

A great on-line savings account.

5
I have been an RCI saver for 5 years. The app is really easy to use and the interest rates are always very competitive. Reviewed on: 28th January 2026

They provide an easy-to-use platform.

4
They provide an easy-to-use platform. I encountered no problems, and, for a time, their savers rates were amongst the highest: this is a winning combination. When leading rates return, so will my savings. Reviewed on: 28th January 2026

Great easy access account,

5
I have had a Freedom Savings Account for many years. The bank offers a great saving rates without penalising you for for withdrawls. Also, I can make as many withdrawals as and when want, which is useful for rainy days ......... which happens a lot in the UK (smile emoji but they wouldn't let me insert it!) Reviewed on: 28th January 2026

Haven’t needed customer services hence neutral ratin...

5
Haven’t needed customer services hence neutral rating on that element. Otherwise everything excellent Reviewed on: 28th January 2026

Never had any issues opening or transferring or clos...

5
Never had any issues opening or transferring or closing accounts. Reviewed on: 28th January 2026

Excellent service

5
Good rates and transactions are always processed quickly and accurately. Reviewed on: 28th January 2026

Saving account that works!

5
Have a savings account with RCI Bank. Good rates and we have never had an issue with getting money withdrawn from them. Explanations and guidance provided on how to with draw money and what that looks like during holiday periods and weekends. I would comment on the customer services but having never need to call them I can only assume they are as good as the online services we have used so far. Thank you RCI for protecting our money! Reviewed on: 28th January 2026

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