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RCI Bank: Freedom Savings Account reviews

4.87
Based on 7,234 reviews, last reviewed 25th Jun 2025
63% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
11%
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1%
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0%
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1%

Latest highest rating:

5

...Exceptional Customer service I recently had to contact RCI Bank regarding a problem we had. We found the Customer service was second to none.. The gentleman who dealt with our p... Read more Reviewed on: 25th June 2025
David G's avatar
David G

Latest lowest rating:

1

Freedom Saver Easy Access till it isn’t I cannot stress this enough but if you value having access to your funds or good customer service forget RCI and go elsewhere! They are not an ONLINE... Read more Reviewed on: 24th June 2025
SandT's avatar
SandT

About this product

RCI Bank savings reviews can help you to find out more about life at RCI Bank. How easy is it to contact RCI Bank? And how friendly are they? Our RCI Bank savings reviews can help you to find out information like this. Smart Money People is an independent source of honest reviews.

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RCI Bank Freedom Savings Account reviews (7234)

Great Savings Account

5
Competitive rate and easy to administer Reviewed on: 18th January 2022

Straightforward

5
Easy to use app data at you fingertips 24 hrs per day Reviewed on: 18th January 2022

Very good.

5
They have been very good over the years. Good competitive interest rates, always match for existing customers what new ones would get and clear, easy to use and safe feeling online banking website. Reviewed on: 18th January 2022

RCI Freedom Saving Account

5
For an Instant access account it is easy to use, secure app and website, always have a reasonable interest rate compared to other instant access accounts and if rates change they delay the drop and if rates increase for new accounts they convert your rate to the new rate immediately. Been with them for a number of years and had no issues. Only downside is they are not on the "Fast Banking" system so you have to always remember to move money early to make sure the money is in your bank account when required. Reviewed on: 18th January 2022

Excellent banking and easy online banking.

5
Good interest rate, and best of all --rates go up for existing customers, not just new ones!! Reviewed on: 18th January 2022

Excellent - reliable in these uncertain times!

5
Easy to use online account. Although it's a bit of a pain getting into your account, it does guarantee security, which again, in the times we are living in, is paramount. And much better rate than the High Street can offer. Reviewed on: 18th January 2022

Simple to run

5
account works like clockwork. a standing order pays in each month and I get a statement each month Reviewed on: 18th January 2022

All round excellent

5
Helpful and polite customer service Reviewed on: 18th January 2022

The fastest responder to interest rate rises

5
I have several savings accounts, and RCI so far have been the best. They respond so quickly with interest rate changes, with existing customers getting automatically changed to the new higher rate, rather than having to close accounts and change to a new one. I don't understand why more banks don't do this - surely it's less administration required, and fairer for all customers. RCI also communicate well, without trying to sell tonnes of new products. Reviewed on: 18th January 2022

Good banking ethos

5
Always kept up-to-date with RCI banking news Reviewed on: 18th January 2022

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