Smart Money People Logo

RCI Bank: Freedom Savings Account reviews

4.90
Based on 11,982 reviews, last reviewed 4th May 2026
78% increase in 5 star reviews
in the past 90 days
67% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great bank would recommend! Banked with them for a while very little money to invest at the moment due to lack of funds but I find RCI bank very easy to use. Reviewed on: 4th May 2026
Diane H's avatar
Diane H

Latest lowest rating:

1

I recently told RCI bank about an illness I have and... I recently told RCI bank about an illness I have and wanted to close my accounts. I was told my money would be in my nominated bank account by the clo... Read more Reviewed on: 12th March 2026
T S's avatar
T S

About this product

The RCI Freedom Savings Account has unlimited access and a seven-day service.

The Freedom Savings Account is free to use and available to UK residents aged 18 or over. You need to pay in and out through an RCI Bank savings account or a linked UK current account.

RCI Freedom Savings Account reviews help you find out what it’s really like to be a customer. If you’ve used RCI before, you can also leave a review and share your experience.

RCI Bank Freedom Savings Account reviews (11982)

Review of the RCI Bank, Freedom Savings Account:

Good service for online banking

5
RCI Bank provide a very thorough service and have several accounts with them. Reviewed on: 17th January 2022

Consistently great interest rate

5
Great account and the interest rate guarantee means you can be confident of always getting one of the best rates around rather than having to keep moving your money to achieve a competitive rates. Easy to log in and manage the account online. Reviewed on: 21st March 2025

Trusted brand.

5
Trusted brand. I am always able to do what I need to do online. Hassle free! Reviewed on: 21st March 2025

Best in UK

5
Very easy to deal with. Excellent customer service . First class easily the best in uk Reviewed on: 21st March 2025

Been with them for years never any problems

5
Been with them for years never any problems Reviewed on: 21st March 2025

Great interest and APP

5
Great interest and very easy APP to invest and transfer money in and out too. Reviewed on: 21st March 2025

Easy to use with great rates, nice app that works...

5
Easy to use with great rates, nice app that works well Reviewed on: 21st March 2025

Friendly and Quick

5
Very friendly contacts when required and quick to start to earn interest Reviewed on: 21st March 2025

Worth the setup

4
I primarily use the online banking app which is easy to use and has good security. I do get sent quite a lot of emails and some important ones can get mixed up with the standard marking type which can make it hard to discern which ones need attention. Overall, I am very happy with my freedom account and the respectable interest rate regardless of the decline since it's been setup. Reviewed on: 21st March 2025

Efficient and effective

5
They're efficient, timely and provide good financial products with the ease of internet management. They don't over-sell by constant promotional communications, but offer reasonable interest rates. Reviewed on: 21st March 2025

Great rates for flexible savings and easy to set up...

4
Great rates for flexible savings and easy to set up and use Reviewed on: 21st March 2025

Do you have a different RCI Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from RCI Bank?

  • Fixed Term Savings Account

    from RCI Bank 4.89 from 3962 reviews
    RCI Bank
  • 95 Day Notice Account

    from RCI Bank 4.88 from 944 reviews
    RCI Bank
  • E-Volve Savings Notice Account

    from RCI Bank 4.88 from 316 reviews
    RCI Bank
    View all products