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RCI Bank: Freedom Savings Account reviews

Name: Freedom Savings Account
Rating: 4.9 (11983 reviews)

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4.90

Based on 11,983 reviews, last reviewed 9th May 2026

75% increase in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

RCI has the best interest rate RCI has the best interest rate out of all my banks. Reviewed on: 9th May 2026

Latest lowest rating:

1

I recently told RCI bank about an illness I have and... I recently told RCI bank about an illness I have and wanted to close my accounts. I was told my money would be in my nominated bank account by the clo... Read more Reviewed on: 12th March 2026

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About this product

The RCI Freedom Savings Account has unlimited access and a seven-day service.

The Freedom Savings Account is free to use and available to UK residents aged 18 or over. You need to pay in and out through an RCI Bank savings account or a linked UK current account.

RCI Freedom Savings Account reviews help you find out what it’s really like to be a customer. If you’ve used RCI before, you can also leave a review and share your experience.

RCI Bank Freedom Savings Account reviews (11983)

Review of the RCI Bank, Freedom Savings Account:

Good service for online banking

RCI Bank provide a very thorough service and have several accounts with them. Reviewed on: 17th January 2022

great service thank you !

great service thank you ! Cutomer portal works every time and easy to navigate. Reviewed on: 11th March 2025

Good rate of interest in comparison with competitors

Good rate of interest in comparison with competitors, which for a savings a/c is the most important feature. Its a shame that savers are restricted to only one linked a/c for withdrawals. These transactions used to take quite a long time but have got quicker, particularly for withdrawal requests made in the morning. However, with many competitors withdrawal transfers are instant. Another feature of competitor savings banks is the ability to have your savings amount divided into pots/silos for different savings. e.g house move, wedding, holiday etc Reviewed on: 11th March 2025

Excellent

I only use the online function so can't comment on customer service. Reviewed on: 11th March 2025

Good bank

Took us a while to setup Power of Attorney account for my father but more than happy with the assistance we got. I then setup my own account and then recommended my partner open account as well. The good thing is that RCI are quick to respond when interest rate rise. Reviewed on: 11th March 2025

Easy peasey RCIsey

Very competitive rates, easy access to funds & very flexible withdrawal process. Reviewed on: 11th March 2025

Great interest rates.

Great interest rates. Relevant emails and communications. Easy to use Website. Reviewed on: 11th March 2025

First class app and web based banking.

First class app and web based banking...all queries answered simply and promptly Reviewed on: 11th March 2025

I recently opened an accessible savings account, aft...

I recently opened an accessible savings account, after shopping around for a good interest rate. Setting up the account was v.easy. I had a query in relation to first transactions, customer service came back swiftly, professional but friendly. The online banking platform is easy to operate and see relevant info that I need. Info is presented clearly & uncluttered. It also is reassuring in relation to logging in security. I am very impressed, after being an early adopter of online banking with another Bank; RCI really ticks boxes. Reviewed on: 11th March 2025

great banks for savings account

easy to use website, fair interest rate. pleasant experience Reviewed on: 11th March 2025

Great customer service

When I had an issue moving money into my account, it was firstly explained to me clearly then resolved immediately. The RCi emails that I receive are welcome in my inbox and are succinctly written. Reviewed on: 11th March 2025

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