Smart Money People Logo

Saga: Car insurance reviews

4.88
Based on 9,558 reviews, last reviewed 24th Mar 2026
88% decrease in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Car Insurance Claims Excess Made Clear Car insurance clearly set out policy contents and benefits. For example policy maybe more expensive than other providers though accidents claims exces... Read more Reviewed on: 24th March 2026
Jamie S's avatar
Jamie S

Latest lowest rating:

1

Very poor experience with SAGA. Very poor experience with SAGA. Obtained an insurance quote online which states that it will expire in 7 days. I go back online to the dashboard to ta... Read more Reviewed on: 16th February 2026
William C's avatar
William C

About this product

Saga offer three levels of car insurance for over 50s – Saga Standard, Saga Select and Saga Plus.

All policies have an uninsured driver promise protecting your no claims discount and no excess to pay if you're hit by an uninsured driver. Depending on the policy, there are extras you can add on to the policy to provide more protection.

Saga car insurance reviews help you find out what it’s like to be a customer. If you’ve used Saga before, you can also leave a review and share your experience.

Saga Car insurance reviews (9558)

Review of the Saga, Car insurance:

Card renewal - bad practice

1
2 male operatives didn't give the correct information and the female operative tried her best but her boss has not deemed my complaint important enough to get back to me. I received a letter from Saga stating my credit card had expired and to ring them with new details. On giving the details of my card, immediate payment for my car insurance was taken from my bank account.At no time was I told this would happen and no one would cancel the payment which was not due for 3 another 3weeks. I was told to cancel it through my bank .They told me the payment was ",pending "so it couldn't be done and to go back to Saga. This practice should be made clear in their letter or by the operative before taking my card details. It has caused me financial embarrassment and disappointment as well 2hrs on the phone trying to deal with this..I will not be renewing my insurance with Saga next year for sure Reviewed on: 25th April 2023

All round easy.

5
Easy to deal with, contactable ( rare these days! ), cheapest like for like this time round. Reviewed on: 30th September 2021

Saga Car Insurance

5
Always easy to renew and friendly staff Reviewed on: 30th September 2021

Efficient and effective service.

5
I have always found the staff friendly and helpful and the cost of my car insurance good value for money Reviewed on: 30th September 2021

Saga looked after me very efficiently, no problems

5
I damaged my car backing it into the carport. Saga took this up and got the full details. They will also see to the repair for me. Reviewed on: 30th September 2021

car insurance

5
Never had to put a claim in very helpful staff when renewal time is due Reviewed on: 30th September 2021

Helpfulness

5
Good advice and very helpful and friendly. Reviewed on: 30th September 2021

reliable and easy to use.

5
sensible and very straightforward Reviewed on: 30th September 2021

excellent car insurance at a good price

5
Excellent car insurance fromSaga which was £90 cheaper than its nearest competitor on the comparable web site. Absolutely unbeatable! Reviewed on: 30th September 2021

Competitively priced

5
I have house and car insurance fixed for 3 years. As far as I am aware no other company offers this service. Reviewed on: 30th September 2021

Value for money

5
Easy to contact everything was straightforward and easy to understand when talking to an advisor Reviewed on: 30th September 2021

Do you have a different Saga product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Saga?

  • Stocks and shares ISA

    from Saga 5.00 from 1 reviews
    Saga
  • Life insurance (discontinued)

    from Saga 5.00 from 5 reviews
    Saga
  • Van Insurance (discontinued)

    from Saga 5.00 from 1 reviews
    Saga
    View all products