Smart Money People Logo

Saga: Car insurance reviews

4.88
Based on 9,559 reviews, last reviewed 22nd Apr 2026
78% decrease in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Car insurance Value for money and stayed competitive Reviewed on: 22nd April 2026
M E's avatar
M E

Latest lowest rating:

1

Very poor experience with SAGA. Very poor experience with SAGA. Obtained an insurance quote online which states that it will expire in 7 days. I go back online to the dashboard to ta... Read more Reviewed on: 16th February 2026
William C's avatar
William C

About this product

Saga offer three levels of car insurance for over 50s – Saga Standard, Saga Select and Saga Plus.

All policies have an uninsured driver promise protecting your no claims discount and no excess to pay if you're hit by an uninsured driver. Depending on the policy, there are extras you can add on to the policy to provide more protection.

Saga car insurance reviews help you find out what it’s like to be a customer. If you’ve used Saga before, you can also leave a review and share your experience.

Saga Car insurance reviews (9559)

Review of the Saga, Car insurance:

Card renewal - bad practice

1
2 male operatives didn't give the correct information and the female operative tried her best but her boss has not deemed my complaint important enough to get back to me. I received a letter from Saga stating my credit card had expired and to ring them with new details. On giving the details of my card, immediate payment for my car insurance was taken from my bank account.At no time was I told this would happen and no one would cancel the payment which was not due for 3 another 3weeks. I was told to cancel it through my bank .They told me the payment was ",pending "so it couldn't be done and to go back to Saga. This practice should be made clear in their letter or by the operative before taking my card details. It has caused me financial embarrassment and disappointment as well 2hrs on the phone trying to deal with this..I will not be renewing my insurance with Saga next year for sure Reviewed on: 25th April 2023

Quality of product

5
Saga provides cover with the top security insurers with competitive premium levels and is easy to deal with online and over the phone. Reviewed on: 29th September 2021

Motor / Home Insurance

5
Reliable & inexpensive .Web site easy to navigate . Reviewed on: 29th September 2021

Agents are always knowledgeable, polite and friendly..

5
Renewed my car insurance, and took the 3 year no change option. As usual, agents are very helpful and knowledgeable. Had no hesitation in taking out policies on both my cars. Very satisfied as usual. Didn’t think about changing to another insurer, as I had have excellent service from SAGA. Many thanks. Reviewed on: 29th September 2021

GREAT COMPANY FAIR TO ITS CUSTOMERS

5
I have two cars and both my house and contents policies with SAGA. I have just renewed all my policies for a further year with SAGA. The cost diffirence between the two years was very small, showing that SAGA care about its good customers. Reviewed on: 29th September 2021

Great 3 year fixed price cover

5
Has been really good to know for 3 years that if you drive carefully over the last three year period your annual payment will not go up. Really helps budgeting Reviewed on: 29th September 2021

Top Notch

5
Very good at what they do. Online presence is excellent. Reviewed on: 29th September 2021

Car and Home Cover

5
First class cover and service at a competitive cost. Reviewed on: 29th September 2021

Great service

5
Helpful and efficient. Cheaper than others on comparison sites. Good renewal price, would recommend them Reviewed on: 29th September 2021

Everything you need and so so simple!!

5
Saga just make it simple - no fuss or hassle!! Reviewed on: 29th September 2021

You can rely on Saga

5
I like to be able to pick up the phone and speak to a real person - not a robot. Reviewed on: 29th September 2021

Do you have a different Saga product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Saga?

  • Stocks and shares ISA

    from Saga 5.00 from 1 reviews
    Saga
  • Life insurance (discontinued)

    from Saga 5.00 from 5 reviews
    Saga
  • Van Insurance (discontinued)

    from Saga 5.00 from 1 reviews
    Saga
    View all products