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Saga: Home insurance reviews

Name: Home insurance
Rating: 4.69 (2709 reviews)

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4.69

Based on 2,709 reviews, last reviewed 17th Feb 2026

100% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

88%

Latest highest rating:

5

WEB SITE EXTREMLY EASY TO USE. WEB SITE EXTREMLY EASY TO USE. GOT THE RIGHT COVER FOR ME WITHOUT COSTING A FORTUNE. GREAT VALUE FOR MONEY. LOW OR NO EXCESS ON MY POLICY, COULD CHOO... Read more Reviewed on: 14th October 2025

Latest lowest rating:

1

82 year old neighbour left in the lurch Our elderly neighbour had a major kitchen floor yesterday late afternoon. It was impossible to speak to anyone at saga. We had to stop the leak and sp... Read more Reviewed on: 17th February 2026

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About this product

Saga provide home insurance policies that can cover buildings only, contents only or both combined.

Saga offers two levels of cover, Saga Plus and Saga Select. With Saga Plus, you can expect to pay the same price for 3 years if there are no changes, even after most types of claim. If you cancel during the year, you won't be charged a cancellation fee.

Saga home insurance reviews help you find out what it’s really like to be a customer. If you’ve used Saga before, you can also leave a review and share your experience.

Saga Home insurance reviews (2709)

Review of the Saga, Home insurance:

Woefully poor emergency claims experience

We are in the middle of an ongoing and still unresolved EMERGENCY PLUMBING CLAIM after four and a half weeks. The Claims team don’t understand about basic customer service, saying they’ll get back you and then nothing happens so we always have to phone them - our phone time to them is now about ten hours. They use an emergency plumber that you can’t contact over the weekends. You can’t ever speak to the same person twice even if you have their name, neither will they give you the Network Manager’s name or contact details nor put you through to anyone who can actually make a decision. It’s “not their protocol” apparently so you’re at the mercy of one of 80 telephone operators who aren’t allowed to make decisions and just sound bored as they repeat ad nauseam “there’s nothing I can do”. I actually doubt the Network Manager exists, because they should have contacted us yesterday and we’re still waiting. They also demonstrate poor competence - they arranged for a second plumber to contact us; heard nothing so we phoned them - turns out they don’t even do the type of work we need and had told Saga that but Saga didn’t bother to let us know. Our claim has been escalated to the invisible Network Manager so now no one in the Claims team can do anything apparently, not even to arrange for another (third or fourth by now?!) plumber - meanwhile we’ve been 4 and a half weeks without water! We have lodged our complaint and were supposed to have heard from the Complaints team on Monday - to date have heard nothing. I can’t find anything about their emergency KPIs, probably because they know they won’t meet them. Meanwhile the leak is getting worse, we are STILL awaiting a plumber (great emergency service!) and this claim is costing Saga more by the day due to their total incompetence. Reviewed on: 5th March 2025

Best cover yet .

Excellent cover tailor made to my needs . Easy to arrange , very competitive price . Reviewed on: 5th October 2021

Honest comments.

Easy to talk to and clear advice on best policy to buy without any pressure being made. Polite, clear explanations and excellent service. Reviewed on: 5th October 2021

Excellent service and

Excellent service very patient dealing with older people.I am 76 and thy couldn’t have been better Reviewed on: 5th October 2021

Great value for money, easy to use website

Saga offered me a very competitive price. Knowing the brand's high reputation and being offered a range of choices, including fixed price for 3 years, I decided to buy with them. The website is very easy to use, especially for me with my poor vision. Reviewed on: 5th October 2021

Comprehensive Home Insurance

Very good level of cover and with a 3-year fixed price Reviewed on: 5th October 2021

Excellent

Lost hearing aid due to mask.Claim went through quickly. No hassle and everyone I Spoke to helpful , professional and friendly Reviewed on: 5th October 2021

Locked in for three years

The price quoted was locked in for three years. Result !!!! Reviewed on: 5th October 2021

Value for money

Value for money without compromising on reliability, quality of service and professionalism. Reviewed on: 4th October 2021

Easy to talk to and trustworthy

As the world gets more reliant of 'e' technology and communication, everything seems to have become a little remote. No more popping to town to the bank or sorting out things like insurance with good old "Mr Williams" at his office for instance. So a middle way has to be found, that allows you still feel like a person (and not just a number). I get that feeling of 'personal' service from Saga, where you can talk things through with a friendly voice if you need to understand more about a certain product. Well done Saga, you have my vote. Reviewed on: 4th October 2021

Easy communications.

Easy to speak to agents. Good experience with car insurance.Anothercar hit my car when parked. Very professionally handled by Saga and car repaired asap with excellent courtesy car supplied during this period. Reviewed on: 4th October 2021

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