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Sainsburys Bank: Nectar Credit Card reviews

2.96
Based on 93 reviews, last reviewed 24th Aug 2024
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
26%
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24%
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6%
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9%
See only 1 star reviews
35%

Latest highest rating:

4

Generally good I’ve been a customer for several years and on the whole have had a good experience. It is sometimes inconvenient that online customer experience is li... Read more Reviewed on: 24th August 2024
Rhiannon 's avatar
Rhiannon

Latest lowest rating:

2

Unintelligent security I only have a card for the nectar points but the security is ridiculous. If I add a £1 item to my sainsbury order of over £100 I have to through the s... Read more Reviewed on: 27th May 2024
David's avatar
David

About this product

Sainsburys Bank Nectar Credit Card reviews can help you to find out about the pros and cons of the Sainsbury's Nectar credit card. What kind of features do Sainsburys Bank customers like? Find out more about the Sainsburys Bank Sainsbury's Nectar Credit Card by reading our trusted Smart Money People reviews. You can also write your own Sainsburys Bank Sainsbury's Nectar Credit Card reviews to share your own experience with Smart Money People, the UK's leading financial services review site. Together, we can make financial services work better for everyone.

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Sainsburys Bank Nectar Credit Card reviews (93)

representative APR great value

5
Easy to apply online with quick decision. Advantage to using with nectar. 25m on balance transfers, great offer. Reviewed on: 31st May 2017

Top

5
Very good card and Nectar points awards very useful Reviewed on: 30th May 2017

Barriers to paying

2
Website feels dated, no app available and when paying unlike other credit cards you need to put in your full address and debit card details every single time, almost feels like they are trying to make it hard for you to pay. Reviewed on: 30th May 2017

0% credit deal

4
Longest 0% deal I could find. Easy application and quick decision Reviewed on: 30th May 2017

Really good value.

5
It gave a really good rate, hence why we applied for Sainsbury nectar credit card. Reviewed on: 1st May 2017

Great offer

5
A really long introductory 0% offer on purchases and fab customer service through their call centre Reviewed on: 4th April 2017

Disappointing

1
Signed up for a CC with Sainsbury's as I have had one with them before and thought it would be easy. Initially approved swiftly but everything after that was a comedy of mess ups in an unfunny way. The need ID and tell you what they need, but when I sent it to them it was not really what they wanted, they wanted something else instead...Twice. I gave up and when they suggested I complain I did, only to find they didn't really care and couldn't do anything. please don't waste your time. Reviewed on: 9th December 2016

Not amazing

3
I use a Sainsbury's credit card, it's not the best but not the worst. I have it in my wallet for emergencies Reviewed on: 9th December 2016

Sainsburys Bank Nectar Credit Card from Hell

1
Easy to purchase, but monstrous to use. I am charged every month with huge interest within my 28 months interest free contract although I make some card spending and make monthly repayments. The worst credit card ever. Ancient bank system. Takes days for money transfer when making payments to the card. Why not pay interest for few more days.... Pure money stealing and nothing you can do about it.. AVOID AVOID AVOID AVOID AVOID AVOID AVOID AVOID!!! Reviewed on: 18th November 2016

Personal Loan. Stone age bank

1
If you want to phone a bank to do everything. This bank is for you as that is the only way they do business. For a new bank you would expect to have a decent website to login into to manage your accounts. They don't even have a page to login. I can't email them. They can't email me. When I phone them to ask them outstanding balance they took 12 hours to phone me back with a number as they had to manually calculate my balance. It has taken over 16 days to get a refund as I overpaid them. I still have not received my refund. Reviewed on: 15th November 2016

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