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Sainsburys Bank: Nectar Credit Card reviews

Name: Nectar Credit Card
Rating: 2.95 (97 reviews)

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2.85

Based on 97 reviews, last reviewed 24th Jan 2026

100% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

26%

24%

36%

Latest highest rating:

5

It has always been very good with fast responses but... It has always been very good with fast responses and positive answers. A shame that it was 'sold' to NatWest but we shall see how they do going forwar... Read more Reviewed on: 24th January 2026

Latest lowest rating:

1

£5000 spend not at Sainsburys you get £5 in nectar p... £5000 spend not at Sainsburys you get £5 in nectar points. Pointless Reviewed on: 29th March 2025

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About this product

Sainsburys Bank Nectar Credit Card reviews can help you to find out about the pros and cons of the Sainsbury's Nectar credit card. What kind of features do Sainsburys Bank customers like? Find out more about the Sainsburys Bank Sainsbury's Nectar Credit Card by reading our trusted Smart Money People reviews. You can also write your own Sainsburys Bank Sainsbury's Nectar Credit Card reviews to share your own experience with Smart Money People, the UK's leading financial services review site. Together, we can make financial services work better for everyone.

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Sainsburys Bank Nectar Credit Card reviews (97)

Great service

Great service and very competitive pricing. Would recommend Reviewed on: 29th June 2017

Good service

The service Was quick and straightforward. Always able to get through to customer services without delay Reviewed on: 22nd June 2017

Great

Great product and great customer service! If you ever speak to these colleagues you won't find anything that is too much trouble for them to deal with. I recommend these all the time :) Reviewed on: 16th June 2017

Great intro offer

would go back to Sainsbury's certainly from the balance transfer offer they gave me along with the chance of gaining extra nectar points. Reviewed on: 31st May 2017

representative APR great value

Easy to apply online with quick decision. Advantage to using with nectar. 25m on balance transfers, great offer. Reviewed on: 31st May 2017

Top

Very good card and Nectar points awards very useful Reviewed on: 30th May 2017

Barriers to paying

Website feels dated, no app available and when paying unlike other credit cards you need to put in your full address and debit card details every single time, almost feels like they are trying to make it hard for you to pay. Reviewed on: 30th May 2017

0% credit deal

Longest 0% deal I could find. Easy application and quick decision Reviewed on: 30th May 2017

Really good value.

It gave a really good rate, hence why we applied for Sainsbury nectar credit card. Reviewed on: 1st May 2017

Great offer

A really long introductory 0% offer on purchases and fab customer service through their call centre Reviewed on: 4th April 2017

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