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Santander: Basic current account reviews

3.96
Based on 308 reviews, last reviewed 3rd Oct 2025
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
50%
See only 4 star reviews
21%
See only 3 star reviews
14%
See only 2 star reviews
3%
See only 1 star reviews
12%

Latest highest rating:

5

I have been a Santander customer since it was Abbey... I have been a Santander customer since it was Abbey National and it has never let me down. The staff are always pleasant and helpful. They are my go-t... Read more Reviewed on: 14th June 2025
Eirian N's avatar
Eirian N

Latest lowest rating:

1

They are so rude, they mess up and don't hold themse... They are so rude, they mess up and don't hold themselves accountable for the issues that they have caused. Putting there customers into debt and not a... Read more Reviewed on: 4th March 2025
James b's avatar
James b

About this product

The Santander Basic current account is for people who’ve been turned down for another current account, have a poor credit history, or are new to the UK for work or study.

The Basic current account has a contactless debit card, basic banking facilities, mobile banking as well as no fees for using Santander cash machines abroad.

Santander Basic account reviews help you find out what it’s really like to be a customer. If you’ve used Santander before, you can also leave a review and share your experience.

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Santander Basic current account reviews (308)

Charges on top of charges

1
I do not recommend Santander at all. They're slow and old fashioned with processing Reviewed on: 5th February 2018

Fantastic

5
Great bank. Great people. Fantastic service. Reviewed on: 4th February 2018

Easy online banking

4
I always find using online banking a god send and Santander’s is very easy to use! Only thing I would change is easier log in on iPhone! Reviewed on: 30th January 2018

Free, no hassle bank account

5
The easy to use mobile banking to manage my finances is a big advantage. I've never had a problem and it helps me to budget without ever having to visit the bank. I don't get time for that. A free current account with no hidden costs. A very good service. Reviewed on: 21st January 2018

Great service

5
Basic bank account was recommended by Santander for me as I am in a lot of debt having basic account means I cannot go overdrawn which is great for me Reviewed on: 15th January 2018

The best I've used

5
Easy to manage on computer and phone. User friendly interface enabling easy money transfers. Reviewed on: 5th January 2018

Excellent service

5
I struggle with debt and Santander have been so helpful I have a basic account which means I can't go overdrawn which is helpful all staff in branch have been so helpful setting up the account Reviewed on: 17th December 2017

Does what it says on the tin

5
No issues in seven years -always helpful Reviewed on: 21st November 2017

Very good friendly easy to use and operate service I have been with them for 48 years since abbey national days

5
I enjoy my banking with Santander and the staff are always helpful and the online banking and apps are a pleasure to use I am very glad to be banking with Santander for so many years! Reviewed on: 21st November 2017

great service

5
I have used the online facilities and I've never had any problems at all, the staff in the branch here are professional , informative and gave great service , all my enquiries have been dealt with swiftly and all have been dealt with properly. Reviewed on: 20th November 2017

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