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Santander: Basic current account reviews

Name: Basic current account
Rating: 4.36 (333 reviews)

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4.36

Based on 333 reviews, last reviewed 7th Jun 2026

22% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

53%

20%

13%

11%

Latest highest rating:

5

Trustworthy banking Always felt protected with Santander, a bank that truly looks out for you. Customer service is top notch online. They will always double check when yo... Read more Reviewed on: 7th June 2026

Latest lowest rating:

2

The current account does everything you need it too... The current account does everything you need it too the main issue is the complete lack of people available to see in branch. By the time you have com... Read more Reviewed on: 16th April 2026

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About this product

The Santander Basic current account is for people who’ve been turned down for another current account, have a poor credit history, or are new to the UK for work or study.

The Basic current account has a contactless debit card, basic banking facilities, mobile banking as well as no fees for using Santander cash machines abroad.

Santander Basic account reviews help you find out what it’s really like to be a customer. If you’ve used Santander before, you can also leave a review and share your experience.

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Santander Basic current account reviews (333)

Santander - always there

A product that is perfect for my current banking needs, excellent online banking facilities to help me keep tracking of my spending and experienced staff to help with queries in branch Reviewed on: 10th November 2018

online current account

Had my online current account and a savings account with Santander for many years and find it easy to access and run online Reviewed on: 8th November 2018

No problems

Never had any problems with this company Reviewed on: 8th November 2018

Santander is No1 for the people

Always had excellent service from santander both the bank and the employees Reviewed on: 8th November 2018

One stop shop

Great products for every stage of your life. Be good to have more offers for existing customers. Reviewed on: 8th November 2018

Does the job

The interest rates are nothing too different from other current accounts. Customer service in my local branch though is excellent and for that I prefer Santander. Reviewed on: 7th November 2018

Fantastic.

Fantastic service, great staff. Very friendly and helpful. Reviewed on: 6th November 2018

Good service

Good service, always had any problems sorted quickly. The online banking app is also very easy to use. Reviewed on: 5th November 2018

Extortionists

I opened a student account due to starting university and Santander offered a 1/3rd off rail card. That was actually useless as it was only accepted a couple of hours during the afternoon. Once I completed my degree they immediately removed my overdraft regardless of the fact that I had made their requested payments in their requested time, and insisted I pay it all off though I am currently looking for work. So now I am going to have a Default on my record because of these incompetent extortionists. As soon as I start working I will close my account, my partner will be shutting hers and moving her savings too. worse customer service than EA, avoid like the plague, go anywhere else Reviewed on: 4th October 2018

Easy to use

Love this bank find everything about them so easy and helpful Reviewed on: 22nd June 2018

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