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Santander: Everyday Current Account reviews

3.77
Based on 163 reviews, last reviewed 19th Apr 2025
800% increase in 5 star reviews
in the past 90 days
50% increase in 1 star reviews
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13%

Latest highest rating:

5

Excellent Santander service. I've been with Santander for over 15 years and have been very happy with both the online and branch services. The Santander online app is excellent, ... Read more Reviewed on: 19th April 2025
Andrew A's avatar
Andrew A

Latest lowest rating:

2

It is okay but Santander has less offers than other... It is okay but Santander has less offers than other banks Reviewed on: 18th April 2025
Abigail's avatar
Abigail

About this product

The Santander Everyday Current Account has no monthly fee and can be managed online or via the app.

Being a Santander Everyday Current Account customer also gives you access to Santander Boosts rewards and if you’re eligible, the Santander Edge credit card.

Santander Everyday Current Account reviews help you find out what it’s really like to be a customer. If you’ve used Santander before, you can also leave a review and share your experience.

Santander Everyday Current Account reviews (163)

Review of the Santander, Everyday Current Account:

Online banking and security excellent

4
I've found online banking with this account incredibly easy. Setting up and managing one-off payments, direct debits and standing orders is very quick, as was increasing my overdraft. I also like the fact that Santander will temporarily hold any suspicious (or new) large payments until they've called you to verify they're legitimate. It's an automated voice service but again it's very clear and intuitive. Reviewed on: 10th August 2015

Great value for money provided you don't overdraw

4
Free banking, including a pretty decent Web app and a very decent mobile app, means we can do all our banking online and still have access to a branch for special requirements. But don't go overdrawn - instead of charging interest at a percentage rate, Santander bills you £1 a day regardless of the amount (more if you're overdrawn by more than £1200), even if you have an arranged overdraft facility. From April 2020 this is changing to an eye-watering 39.9% EAR. Reviewed on: 3rd February 2020

Santander, great for customer service

5
We have been customers of Santander for over ten years, this is down to the excellent customer service we have always received when calling them for any issue. The IOS app is easy to use and helps me to keep on top of my finances, the updates never cause any bug issues for me and I can easily access my accounts wherever I am. Reviewed on: 28th January 2020

The best

5
Great team. The best for me and good people. Reviewed on: 28th January 2020

Does What It Says On The Tin

3
Good reliable bank/account. Had no issues. Reviewed on: 28th January 2020

Few Features... and few problems.

4
I've had this account now for many years and have yet to experience any significant problems. Communication is good - alerts I am nearing my limit etc., apps and associated online banking experience works. Reviewed on: 13th January 2020

Easy to use app and great cash back offers

5
Transferred from HSBC a few years back and very happy i did as the app is so much easier to use. It shows your updated balance of what's in the account but what you actually have left to spend which i find really helpful. Then the bonus you can get cash back on a number of places like restaurants or on clothes or beauty outlets... it's fantastic! Reviewed on: 9th September 2019

Ok, nothing special

3
I have been with Santander for years and will be switching to another bank this year. Being a long standing customer doesn't get you any favors, there are too many options and offers for banking available it is definitely time to switch Reviewed on: 15th April 2019

Banking for everyone

5
Excellent service and advice for everyday banking. Future savings and retirement Reviewed on: 11th April 2019

great bank

4
Fantastic bank I would recommend santander to anyone. Reviewed on: 10th February 2019

Perfect

5
Perfect, no issues, simple, useful, all in one. Reviewed on: 26th January 2019

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