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Santander: Everyday Current Account reviews

3.76
Based on 160 reviews, last reviewed 2nd Apr 2025
500% increase in 5 star reviews
in the past 90 days
500% increase in 1 star reviews
in the past 90 days
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1%
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14%

Latest highest rating:

5

Santander - service Easy to use mobile banking app keeps everything in one place. Chat option very useful for questions. Reviewed on: 2nd April 2025
Gillian M's avatar
Gillian M

Latest lowest rating:

1

Really bad Really bad and ineffective customer service, unhelpful at best so changing bank. Reviewed on: 19th March 2025
David K's avatar
David K

About this product

The Santander Everyday Current Account has no monthly fee and can be managed online or via the app.

Being a Santander Everyday Current Account customer also gives you access to Santander Boosts rewards and if you’re eligible, the Santander Edge credit card.

Santander Everyday Current Account reviews help you find out what it’s really like to be a customer. If you’ve used Santander before, you can also leave a review and share your experience.

Santander Everyday Current Account reviews (160)

Review of the Santander, Everyday Current Account:

As banks go, not too bad - unless you get badly overdrawn

3
I have been with Santander for many years and have two basic current accounts - one i use for personal, the other for business. The online experience is really good - especially on iPad but also on Android as well as desktops - transferring between accounts is easy and paying bills is easy - the biggest gripe is the flawed 'pending payments' option - this only works with direct debits - anything else that's a regular payment doesn't show up - even though I suspect that the bank still must know in advance that a payment is coming out. If you go accidentally overdrawn, they say they can refund charges as a 'goodwill gesture' about once a year - I know this isn't actually set in stone as I know someone that works at the bank - my branch - it's just something phone operators are told to say. So unless you argue and complain, you can still effectively be charged about £20 for going overdrawn by a fiver. Reviewed on: 18th August 2015

Santander - service

5
Easy to use mobile banking app keeps everything in one place. Chat option very useful for questions. Reviewed on: 2nd April 2025

I’ve used Santander for years it’s very reliable

4
I’ve used Santander for years it’s very reliable Reviewed on: 2nd April 2025

Good all rounder

4
I have had the everday current account since my 123 account transitioned into it. I think the offers, updates and communication are all really good - and they try to keep the interest rate competitive on savings. I also like the way you can set tailored alerts for transactions / totals / thresholds etc Reviewed on: 2nd April 2025

Great, been with them for years.

5
Great, never had any issues with them. Even opened up a junior ISA with them. Reviewed on: 2nd April 2025

Really bad

1
Really bad and ineffective customer service, unhelpful at best so changing bank. Reviewed on: 19th March 2025

I particularly like the app - easy to use with many...

5
I particularly like the app - easy to use with many helpful insights into my spending. Reviewed on: 12th March 2025

Great current account

5
Great rates easy to apply, app is easy to use, good perks included Reviewed on: 11th March 2025

great app

5
the app is so easy to use - its a big impact in my banking as i much prefer to do things online than go to a bank Reviewed on: 9th March 2025

I have been with Santander for over 10 years and I g...

3
I have been with Santander for over 10 years and I get paid and manage all my accounts through them but they have refused many times to help me when I have financial crisis. I wish they can be more sensitive to their clients and be helpful. Reviewed on: 28th February 2025

Cashback on direct debits, simple to use online bank...

4
Cashback on direct debits, simple to use online banking app Reviewed on: 28th February 2025

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