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Santander: 123 Credit Card reviews

Name: 123 Credit Card
Rating: 3.92 (151 reviews)

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3.88

Based on 151 reviews, last reviewed 24th Aug 2024

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

46%

26%

13%

10%

Latest highest rating:

5

I have been with them from the beginning and current... I have been with them from the beginning and current account as well as credit card with them. They can be easily contacted as I live nearb. Reviewed on: 24th August 2024

Latest lowest rating:

1

Poor app and website Poor experience. Would not recommend. Locked out of account for no reason. Reviewed on: 30th April 2024

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About this product

Santander 123 Credit Card reviews can help you to find out about the pros and cons of the 123 Credit Card credit card. What kind of features do Santander customers like? Find out more about the Santander 123 Credit Card by reading our trusted Smart Money People reviews. You can also write your own Santander 123 Credit Card reviews to share your own experience with Smart Money People, the UK's leading financial services review site. Together, we can make financial services work better for everyone.

Santander 123 Credit Card reviews (151)

Review of the Santander, 123 Credit Card:

Not happy the rate is dropping soon

Good because of the cashback it pays. That said, it's about to be cut though so will drop rating to 'just ok' Reviewed on: 19th December 2016

Great Card

Love the cashback and always fast responses to queries in the app Reviewed on: 31st May 2023

Dismayed, customer

My from Swindon just spent three hours trying to find out why Santander took more money than I have spent over the last year Reviewed on: 17th May 2023

Good for cashback

Very happy with this card - don't think you can get it any more so intend to keep it Reviewed on: 4th April 2023

Simple

No issues, runs smoothly, all you need with no fuss Reviewed on: 3rd April 2023

Easy as 1, 2, 3

I’ve had a Santander 123 Credit Card for over 10 years. It has suited my perfectly. I wouldn’t switch products. Reviewed on: 30th March 2023

Rubbish

Never up the limit paid of every month had card for 10 years no limit increase Reviewed on: 16th March 2023

Great high street bank

Good for international payments and low apr Reviewed on: 16th March 2023

Very supportive!

I can't thank you enough for Santander support with my credit card. They provided support, option of payment very reliable. Thank you! Reviewed on: 11th March 2023

Excellent

Have held a Santander 123 credit card for 10years. No problems and get cash back on purchases. Reviewed on: 9th March 2023

Could do worse.

Contact is poor & difficult. .... Chatbot ! forget it. Reviewed on: 9th March 2023

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