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Santander: 123 Current Account (discontinued) reviews

Name: 123 Current Account (discontinued)
Rating: 4.19 (1250 reviews)

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4.17

Based on 1,250 reviews, last reviewed 15th Jul 2025

92% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

55%

27%

Latest highest rating:

5

Current Account. Current Account. I have a 123 current account with Santander. It was very easy and quick to open i did it through the app/website. I could easily mana... Read more Reviewed on: 15th July 2025

Latest lowest rating:

2

Is that a bank for the elderly ? Strong impression that the bank have little time for customers . I approached my local branch 4 times since May 2025 for certificates of interest whic... Read more Reviewed on: 23rd June 2025

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About this product

The Santander 1|2|3 Current Account is no longer available to new customers.

Review Santander: 123 Current Account (discontinued) now

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Santander 123 Current Account (discontinued) reviews (1250)

Decent cashback current account

This was the market leader a few years back. The interest levels are creeping back up to a reasonable level and the cashback on utilities payments is decent. Getting there. Reviewed on: 1st March 2023

Good communications with regular updates

Secure and sound banking that works Reviewed on: 28th February 2023

Cashback is amazing

Their app is really easy to use and the bonus of cashback on bills is brilliant Reviewed on: 28th February 2023

Main bank

Been with Santander for over 10 years and it's been a fairly great bank. Telephone lines are always busy and take about 20 minutes to get through but online chat has been easier to get through. Reviewed on: 28th February 2023

Good customer service

Good service and accounts for savings Reviewed on: 28th February 2023

Great all round account but few perks

This is a dependable current account which I have used as my main account for a number of years. It is solid and the app is easy to use. It is a shame there are very few perks to the account now - when I first opened it there was an exceptional interest rate on credit balances. Alas that has been gone for a long time. Reviewed on: 27th February 2023

Okay noce

Gooooooooooooooooooooooooooooooooooood Reviewed on: 26th February 2023

Good return on money

Since opening account have made money Reviewed on: 24th February 2023

ease of use

little or no problem doing online banking Reviewed on: 24th February 2023

Monthly benefits of 123 rewards

Happy with Santander too. Thanks for providing me mortgage in 2017, will be with you for foreseeable future. Reviewed on: 24th February 2023

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