Write a review

Santander: 123 Current Account (discontinued) reviews

Name: 123 Current Account (discontinued)
Rating: 4.19 (1250 reviews)

View other Santander products

4.17

Based on 1,250 reviews, last reviewed 15th Jul 2025

91% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

55%

27%

Latest highest rating:

5

Current Account. Current Account. I have a 123 current account with Santander. It was very easy and quick to open i did it through the app/website. I could easily mana... Read more Reviewed on: 15th July 2025

Latest lowest rating:

2

Is that a bank for the elderly ? Strong impression that the bank have little time for customers . I approached my local branch 4 times since May 2025 for certificates of interest whic... Read more Reviewed on: 23rd June 2025

Read all reviews Write a review

About this product

The Santander 1|2|3 Current Account is no longer available to new customers.

Review Santander: 123 Current Account (discontinued) now

Help others make smarter decisions by sharing your own experience.

Write a review

Santander 123 Current Account (discontinued) reviews (1250)

Decent cashback

Easy to use app. Website takes longer to log in. Good cashback on bills and I make a small profit each month on this. Reviewed on: 1st February 2023

Great Product

Easy to use, easy to understand, goog interest rate Reviewed on: 1st February 2023

No issues

TBH, we rarely contact Santander as things work. Possibly the app could be improved with a better search facility. Reviewed on: 1st February 2023

Fine

It’s fine but other banks are more attractive Reviewed on: 1st February 2023

Does the job

This is a simple account. The online app makes everything simple Reviewed on: 1st February 2023

Efficient online/ branch service

Having banked with Santander for over 10 years, I have never encountered any difficulties and have found their online banking, app and staff efficient, professional and easy to use. Not always the most competitive bank, but a lot easier to do business with than certain other high street banks. Reviewed on: 1st February 2023

Easy Experience

Santander only require a minimum deposit of £500 per month to have an account which makes it accessible to most people, they still have many branches on the high street and their staff are always polite and helpful. Both their online and app platforms are easy to use and secure, I have banked with them for over 40 years and never encountered any problems. Reviewed on: 1st February 2023

Easy to use app

Easy to use but poor interest rates. Reviewed on: 25th January 2023

Great account, good service

Service has always been helpful. Never had any problems getting in touch with a staff member over the phone when needed. The app is good. Quite basic, but does the job. My only negative feedback is that the benefits of Select are pretty poor. There’s not much recognition for loyalty, so Select is pretty pointless. Reviewed on: 24th January 2023

Never had a problem with them

Everything is very easy to use. The website looks a bit outdated, but still works well. Never had anything go wrong with them. Reviewed on: 24th January 2023

Do you have a different Santander product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Are you a business? Get insights, reply to reviews, invite customers and understand their needs

Alternative products

Current Account
from Cynergy Bank 1.00 from 1 reviews
Current account
from Citibank 3.52 from 9 reviews
Black Current Account
from RBS 3.17 from 17 reviews

Want to see more from Santander?

Life Insurance
from Santander 5.00 from 2 reviews
Choice Current Account
from Santander 4.16 from 17 reviews
Saver
from Santander 4.00 from 54 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub